FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
About the role
Key responsibilities & impact- Sell and originate residential mortgage loans to sales goals
- Meet with prospects referred by realtors, developers, attorneys, and internal and external referral sources
- Explain mortgage products and services and recommend options based on prospect needs
- Guide customers through the mortgage application process
- Ensure applications are accurate and contain required documentation
- Manage customer expectations regarding processing times and closing dates
- Generate referrals for mortgage sales opportunities and other company business lines
- Develop plans to achieve sales goals with sales management
- Enter information into mortgage loan systems and create supporting files
- Send applications and required information to underwriting
- Underwrite loans using point-of-sale underwriting systems within authority
- Communicate loan decisions and additional information needed to customers
- Submit materials to processing, clear conditions, finalize loan commitments, and prepare for closing
- Coordinate with customers, underwriters, processors, realtors, closing agents, and others
- Attend closings as needed
- Maintain knowledge of industry practices, mortgage laws, regulations, products, and procedures through training and seminars
- Participate in homebuyer seminars, home shows, brokers' meetings, and home financing workshops
- Recommend changes to products, programs, and pricing
- Ensure TD Bank maintains successful audits and examinations
- Handle complex mortgage needs
Requirements
What you’ll need- Bachelor's degree or progressive work experience in addition to the experience below
- 2+ years of mortgage origination experience
- Proven sales ability
- Developing knowledge of mortgage industry, products, lending practices, and regulatory guidelines
- Highest level of sales ability and negotiation skills
- Self-directed and able to plan activities to achieve sales goals
- Strong time management skills
- Excellent verbal and written communication skills
- PC skills, including ability to learn mortgage origination and automated underwriting systems
- Must be eligible for employment with a covered financial institution under Regulation Z
- Must be eligible for registration as a registered mortgage loan originator with the NMLS
- Satisfactory criminal background check and credit report check
- Occasional domestic travel; no international travel
- Ability to perform sedentary work, multiple tasks, operate standard office equipment, sit continuously, and concentrate for long periods
- Ability to read, write, and comprehend instructions and perform basic arithmetic
Benefits
Comp & perks- Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
- Health and well-being benefits
- Savings and retirement programs
- Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
- Banking benefits and discounts
- Career development
- Reward and recognition
- Regular development conversations, training programs, and mentoring programs
- Online learning platform
- Training and onboarding sessions
- Competitive benefits plan