Risk Manager I – CDPP, Credit Risk Management

. Manage the creation, implementation, and validation of risk segmentation strategies, including adjudication, account management, exposure management, risk segmentation, and financial return optimization .

Posted 10/8/2026full-timeRemote • United StatesMid-LevelSenior💰 $120,000 - $145,600 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit risk management, advanced data analytics, and the development of risk segmentation strategies. Proficient in utilizing analytical tools and relational databases to enhance decision-making and operational efficiency.

Highest-signal resume keywords

Credit Risk ManagementAdvanced Data AnalyticsSQL ProficiencyCross-Functional CollaborationRisk Segmentation Strategies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data ModelingRisk ManagementQuantitative AnalysisETLSASPythonRMatlabTableauMS Excel

Soft Skills

Analytical SkillsProblem-SolvingCommunication SkillsRelationship ManagementPresentation Skills

Tools & Technologies

Business Intelligence ToolsPC-Based Analytical SoftwareReporting Software PackagesRelational Databases

Industry Keywords

GovernanceControlFinancial Return OptimizationOperational EfficienciesInternal AuditExternal RegulatorsProcess Documentation

Tech Stack

Tools & technologies

ETLPythonSQLTableau

About the role

Key responsibilities & impact

Manage the creation, implementation, and validation of risk segmentation strategies, including adjudication, account management, exposure management, risk segmentation, and financial return optimization
Provide critical information, interpretation, detailed analysis, and credit risk strategies aligned with TD's risk appetite and governmental requirements
Investigate, create, implement, and validate risk segmentation strategies and policies using complex data, advanced analytics, and business intelligence tools
Demonstrate governance, control, and risk management behaviors aligned with TD policies and practices
Lead or participate in new initiatives, workflow development, services/applications, operational efficiencies, special project teams, and cross-functional work groups
Develop and enhance credit risk assessment capabilities for new and existing clients
Perform detailed analysis and make recommendations to Senior Management on critical strategies and ad-hoc requests
Create regular reports on implemented strategy results using quantitative methods and MIS
Recommend ways to increase efficiency and revenue while managing credit risk
Work cross-functionally with teams outside of risk
Coordinate with Internal Audit and External Regulators to maintain complete, current process documentation
Ensure sound credit control and proactive risk management within bank guidelines
Communicate relevant issues promptly and maintain effective relationships with internal and external groups

Requirements

What you’ll need

Bachelor's degree required
5+ years' experience required
Proficient PC skills, including strong competency in MS Excel and PowerPoint
Experience with PC-based analytical and reporting software packages
Experience with relational databases and Extract Transform Load (ETL) using SQL or SAS
Familiarity with analytical or reporting tools such as SAS, R, Matlab, and Tableau
Strong analytical and problem-solving skills
Experience in data modeling and risk management
Background in business administration, statistics, mathematics, science, or finance
Excellent written and verbal communication skills
Experience developing and presenting recommendations to Senior Management
Advanced experience in SQL, SAS, and Python preferred
Credit Risk Management experience preferred
Experience in modeling preferred
Advanced data analytics experience preferred
Cross-functional collaboration experience preferred
Experience with AI preferred
Master's degree in economics, finance, and/or statistics preferred
Occasional domestic and international travel

Benefits

Comp & perks

Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
Health and well-being benefits
Savings and retirement programs
Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
Banking benefits and discounts
Career development
Reward and recognition
Regular career, development, and performance conversations with manager
Online learning platform
Mentoring programs
Training and onboarding sessions
Competitive benefits plan