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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in payments product management, including product commercialization, market analysis, and regulatory compliance. Proficient in leading cross-functional initiatives and developing business cases to drive product performance and client adoption.
Highest-signal resume keywords
Payments Product ManagementProduct CommercializationData AnalysisRegulatory ComplianceCross-Functional Leadership
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product ResearchBusiness Case DevelopmentForecastingCompetitive IntelligenceProduct Performance AssessmentClient Use CasesOperational ProcessesRisk Control ExpectationsPricing AnalysisProduct Launch Management
Soft Skills
Strong Written CommunicationVerbal CommunicationInfluencing Without AuthorityManaging AmbiguityBalancing Competing Priorities
Tools & Technologies
ExcelPowerPointData VisualizationDashboardingAgileScrumKanbanSAFe
Certifications & Qualifications
Product Management Certificate
Industry Keywords
Transaction BankingTreasury ManagementFinancial ServicesACHEFTWire TransfersReal-Time PaymentsCheck Fraud Controls
Tech Stack
Tools & technologiesRuby on Rails
About the role
Key responsibilities & impact- Own and maintain roadmaps for assigned payments products or capabilities
- Develop business cases for new or enhanced product capabilities
- Lead product commercialization, including sales enablement, market positioning, launch planning, training content, client-facing materials, internal communications, and post-launch adoption support
- Use market, client, competitor, regulatory, and performance insights to identify product opportunities and improvements
- Partner with technology, operations, risk, compliance, legal, sales, servicing, implementation, and other stakeholders to define requirements and delivery readiness
- Lead or contribute to cross-functional payments initiatives from discovery through launch and operationalization
- Manage priorities across multiple product initiatives and stakeholders
- Serve as a payments product subject matter expert and resolve product, process, operational, and client-impacting issues
- Monitor product performance, adoption, revenue, volume, margin, expense, client usage, service trends, and operational indicators
- Support pricing and fee strategy through product economics, competitive positioning, profitability, cost-to-serve, and revenue analysis
- Develop portfolio insights and executive-level reporting
- Identify client segments, use cases, and adoption opportunities with sales and relationship teams
- Monitor payments rules, regulatory changes, risk requirements, control expectations, and industry developments
- Identify, assess, escalate, and help remediate product, operational, regulatory, compliance, financial, and delivery risks
- Ensure product changes have appropriate governance, documentation, approvals, controls, procedures, training, communications, and operational readiness
- Build relationships with cross-functional and executive stakeholders
- Prepare executive-ready communications, product updates, decision materials, steering committee content, client-facing content, and internal guidance
- Convert complex information into clear context, options, recommendations, risks, and next steps
- Share product knowledge and mentor less experienced colleagues as appropriate
Requirements
What you’ll need- Undergraduate degree, product management certificate, or equivalent practical experience
- 7+ years of relevant experience in product management, payments, transaction banking, treasury services, financial services, technology delivery, operations, risk, or related disciplines
- Previous product management or product delivery experience
- Strong understanding of payments products, payment rails, treasury management, client use cases, operational processes, regulatory considerations, and risk/control expectations
- Advanced ability in product research, data analysis, forecasting, competitive intelligence, pricing analysis, business case development, and product performance assessment
- Experience leading product initiatives, product launches, process improvements, or cross-functional workstreams from concept through implementation
- Strong written and verbal communication skills, including creation of executive-ready materials
- Ability to influence without direct authority, manage ambiguity, balance competing priorities, and drive outcomes across complex stakeholder groups
- Ability to handle confidential information with discretion and comply with applicable Bank policies, industry codes of conduct, and regulatory requirements
- Preferred: experience in transaction banking, wholesale banking, commercial banking, treasury management, fintech, ACH, EFT, wire, real-time payments, check fraud controls, or related payment services
- Preferred: experience with product commercialization, sales enablement, client segmentation, market analysis, pricing, P&L support, or portfolio management
- Preferred: experience with Agile, Scrum, Kanban, SAFe, product owner practices, business analysis, project management, or technology delivery
- Preferred: advanced Excel, PowerPoint, data visualization, dashboarding, and product performance reporting
Benefits
Comp & perks- Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
- Health and well-being benefits
- Savings and retirement programs
- Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
- Banking benefits and discounts
- Career development
- Reward and recognition programs
- Regular career, development, and performance conversations
- Online learning platform
- Mentoring programs
- Training and onboarding sessions
- Accommodation support for applicants with disabilities
