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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in account collections, client communication, and compliance with policies and procedures. Proficient in negotiating payment arrangements and managing client relationships effectively.
Highest-signal resume keywords
Account CollectionsClient CommunicationPayment NegotiationCompliance ManagementBilingual Communication
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Collection StrategiesDocumenting Collection EffortsPayment ProcessingComputer SkillsCall Monitoring
Soft Skills
Verbal CommunicationWritten CommunicationAdaptabilityCustomer Service
Industry Keywords
Delinquent AccountsCure PlansCall ScriptsFast-Paced EnvironmentFlexible Schedule
About the role
Key responsibilities & impact- Collect delinquent accounts according to agreed-upon collection strategies and applicable policies, procedures, and guidelines
- Achieve collection performance expectations for assigned accounts, including call volume, contact percentage, promises/calls ratio, and promises kept
- Provide cure plans and negotiate payment arrangements based on clients’ ability and willingness to pay
- Disclose relevant account information accurately, professionally, and positively
- Manage client communications and provide accurate account details while meeting compliance and quality expectations
- Work accounts thoroughly, including contact attempts and required letters
- Document collection efforts and relevant system codes in the system of record
- Execute established call scripts
- Achieve acceptable call monitoring scores
- Communicate with Client Default Leaders regarding repossessions, potential loss, inquiries, complaints, and calls requiring special handling
- Process payments, transactions, and workflows accurately
- Complete required Computer Based Training courses accurately and on time
Requirements
What you’ll need- High school diploma or equivalent education and related training or experience
- Strong verbal and written communication skills
- Basic computer skills
- Ability to perform in a fast-paced, highly dynamic environment
- Ability to work a flexible schedule, including overtime as needed
- Previous client service, collections, or sales experience preferred
- Bilingual preferred
- English language fluency required
Benefits
Comp & perks- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment coverage
- Tax-preferred savings accounts
- 401k plan
- At least 10 days of vacation during the first year of employment, prorated based on date of hire and full-time or part-time status
- 10 sick days, prorated
- Paid holidays
- Defined benefit pension plan, depending on position and division
- Restricted stock units, depending on position and division
- Deferred compensation plan, depending on position and division
