Middle Market Credit Delivery Analyst – Senior Analyst

Truist

. Perform detailed financial analysis of borrower financial statements, projections, cash flow, leverage, liquidity, and repayment capacity .

Posted 9/16/2026full-timeAtlanta • North Carolina • United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical capabilities in financial analysis, risk assessment, and portfolio management, with proficiency in Microsoft Excel and PowerPoint. Possesses solid communication and interpersonal skills, essential for collaboration and presenting credit recommendations.

Highest-signal resume keywords

Financial AnalysisRisk AssessmentPortfolio ManagementMicrosoft ExcelCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisRisk AssessmentCredit AnalysisCovenant TestingData AccuracyCredit Exposure AnalysisStress TestingFinancial Statement AnalysisCash Flow AnalysisBusiness Model Assessment

Soft Skills

Attention to DetailInterpersonal SkillsOrganizational SkillsAdaptabilityTeam-Oriented

Tools & Technologies

Microsoft ExcelMicrosoft PowerPoint

Industry Keywords

Financial ServicesCredit TransactionsPortfolio MonitoringCompetitive DynamicsIndustry Trends

About the role

Key responsibilities & impact

Perform detailed financial analysis of borrower financial statements, projections, cash flow, leverage, liquidity, and repayment capacity
Assess industry trends, business models, competitive dynamics, and key risks impacting borrower performance
Prepare credit memoranda presenting transaction structure, risk assessment, mitigants, and clear credit recommendations
Conduct periodic financial reviews, covenant testing, risk rating updates, and borrower performance assessments
Respond to internal and external information requests related to portfolio accounts and credit transactions
Produce portfolio monitoring reports, stress tests, risk dashboards, and credit exposure analyses
Assist with ad hoc analyses relating to portfolio trends, industry concentrations, and credit quality metrics
Maintain data accuracy across credit systems and reporting tools
Facilitate financial analysis, risk assessment, compliance tracking, and portfolio management with oversight from more senior teammates
Support projects in coordination with assigned leaders and teammates
Conduct external research and validation to assess client, competitor, market, and industry risks and trends
Support Associates, VP, and SVP-level teammates in underwriting and portfolio management

Requirements

What you’ll need

Bachelor’s degree, or an equivalent combination of education and work experience
0-1+ years of related financial services work experience
Solid analytical skills and attention to detail
Solid written and verbal communication skills
Competitive drive and high work ethic, self-starter, team-oriented
Solid interpersonal skills
High level of adaptability and flexibility with strong organizational and time management skills
Solid understanding of business, finance, and accounting
Proficiency in Microsoft Excel and PowerPoint
Minimum GPA: 3.5 (preferred)
Demonstrated work experience in finance or related field (preferred)

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401(k) plan
No less than 10 days of vacation during the first year of employment, prorated based on date of hire and full-time or part-time status
10 sick days, prorated
Paid holidays
Defined benefit pension plan, depending on position and division
Restricted stock units, depending on position and division
Deferred compensation plan, depending on position and division