Portfolio Manager – Wholesale Credit Delivery, Commercial / Not-for-Profit Segment

Truist

. Underwrite, manage, and monitor a portfolio of commercial and not-for-profit credit relationships .

Posted 9/28/2026full-timeAtlanta • Virginia • United StatesMid-LevelSenior💰 $120,000 - $150,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in commercial credit underwriting, portfolio management, and financial analysis, with a strong focus on compliance and risk management. Proven ability to develop credit recommendations and mentor junior team members while maintaining client relationships.

Highest-signal resume keywords

Commercial Credit UnderwritingPortfolio ManagementFinancial Statement AnalysisRisk Management PrinciplesLoan Structuring

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit AnalysisCovenant AnalysisFinancial Performance AnalysisCash Flow AnalysisDebt Capacity Assessment

Soft Skills

Excellent Communication SkillsStrong Organizational SkillsAttention to DetailAbility to Prioritize WorkloadMentoring

Tools & Technologies

Microsoft Office

Industry Keywords

Credit Policy ComplianceRegulatory StandardsDue DiligenceEmerging Risk IdentificationOperational Excellence

About the role

Key responsibilities & impact

Underwrite, manage, and monitor a portfolio of commercial and not-for-profit credit relationships
Lead end-to-end underwriting for new and existing credit relationships
Analyze financial performance, cash flow, debt capacity, risks, and industry trends
Develop and present independent credit recommendations
Structure credit facilities and coordinate due diligence
Ensure compliance with credit policy, regulatory standards, and bank policies
Monitor portfolio performance, trends, risk ratings, annual reviews, financial statement spreading, covenant compliance, and regulatory requirements
Manage amendments, waivers, renewals, and modifications
Identify emerging risks and recommend mitigation strategies
Partner with Relationship Managers, Credit Risk Officers, Analysts, Coverage, Credit Risk, Product, Fulfillment, and Operations teams
Mentor junior teammates and drive operational excellence through process improvements, support resources, and technology
Support client relationships and deliver service to clients and business partners

Requirements

What you’ll need

Bachelor’s Degree in Finance, Accounting, Economics, or a related field
Minimum of five years of commercial credit underwriting, portfolio management, commercial banking, or related financial services experience
Strong understanding of commercial credit products, credit analysis, loan structuring, covenant analysis and risk management principles
Experience analyzing financial statements, cash flow, and credit structures
Excellent written and verbal communication skills
Strong organizational skills and attention to detail
Ability to prioritize workload and manage multiple deadlines in a fast-paced environment
Proficiency with Microsoft Office applications
English language fluency required

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401k plan
At least 10 days of vacation during the first year, prorated
10 sick days, prorated
Paid holidays
Defined benefit pension plan (position/division dependent)
Restricted stock units (position/division dependent)
Deferred compensation plan (position/division dependent)