Risk Officer II – Fraud

Truist

. Design, establish, and execute the fraud risk management program and oversight framework .

Posted 9/15/2026full-timeCharlotte • North Carolina • United StatesSeniorLead💰 $136,000 - $170,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Fraud Risk Management, including the design and execution of risk management programs, oversight frameworks, and the development of Key Risk Indicators. Proven ability to collaborate with stakeholders, influence change, and ensure compliance with regulatory expectations.

Highest-signal resume keywords

Fraud Risk ManagementOperational Risk ManagementLeadership and Decision-MakingAnalytical and Organizational SkillsCertified Fraud Examiner (CFE)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk Management ProgramsFraud Risk AssessmentsKey Risk IndicatorsBusiness Process AutomationGRC Tools

Soft Skills

Interpersonal SkillsCollaborative Relationship DevelopmentEffective Communication

Tools & Technologies

Microsoft Office

Certifications & Qualifications

Certified Fraud Examiner (CFE)

Industry Keywords

BankingRegulatory AgenciesFraud StrategyFraud OperationsEnterprise Risk Culture

About the role

Key responsibilities & impact

Design, establish, and execute the fraud risk management program and oversight framework
Identify, assess, monitor, report, and mitigate operational fraud risk at Truist
Provide ongoing oversight of the company's fraud risk management activities
Develop and maintain fraud risk assessments and recommend control enhancements
Develop and maintain Key Risk Indicators, articulate gaps to executives, and track recommendations to completion
Serve as an operational fraud risk expert for risk managers on higher-risk and complex assignments
Collaborate with Fraud Strategy, Fraud Operations, and first-line business-unit teams on emerging threats, acquisition, and account-management strategies
Report to executive management on the effectiveness of first-line fraud capabilities
Track and monitor fraud issue remediations using GRC tools and report status updates to management
Ensure program components meet regulatory expectations and industry best practices
Monitor emerging issues in risk management, business process automation, and related disciplines
Support teammate development through coaching and mentorship
Develop and maintain relationships with stakeholders across business units and second-line functions
Drive an enterprise risk culture focused on risk and compliance awareness, ethical practices, transparency, and escalation

Requirements

What you’ll need

Bachelor's Degree or an equivalent combination of education and experience
Ten years of banking or related management experience
Five years of management experience including direct supervisory responsibility
Strong Operational and Fraud Risk Management knowledge, leadership, and decision-making skills
Strong analytical and organizational skills
Extensive experience designing, developing, implementing, and executing risk management programs
Ability to work independently with minimal direction and guidance
Excellent interpersonal skills and ability to develop and maintain collaborative relationships with multiple stakeholders
Ability to interact effectively with all levels of management and influence change in a dynamic environment
Excellent verbal and written communication skills
Ability to present issues, observations, and recommendations
Proficiency with Microsoft Office products
English language fluency required
Regular employment status; not temporary or contingent
Preferred: Advanced Business Degree (MBA, MS, MA, etc.)
Preferred: Industry certification such as Certified Fraud Examiner (CFE)
Preferred: Experience establishing corporate operational fraud risk programs or initiatives with large, complex financial institutions
Preferred: Experience in fraud risk consulting or strategic planning roles
Preferred: Experience working for or with regulatory agencies (FRB, OCC, FDIC)

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401k plan
At least 10 days of vacation during the first year of employment, prorated based on date of hire and full-time or part-time status
10 sick days, prorated
Paid holidays
Defined benefit pension plan, depending on position and division
Restricted stock units, depending on position and division
Deferred compensation plan, depending on position and division