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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in commercial credit analysis, underwriting complex credit relationships, and managing a Middle Market Banking portfolio. Proficient in financial statement analysis, risk assessment, and regulatory compliance while effectively mentoring junior team members.
Highest-signal resume keywords
Commercial Credit AnalysisFinancial Statement AnalysisRegulatory ComplianceClient Relationship ManagementRisk Assessment
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
UnderwritingCredit StructuringRisk MitigationPortfolio ManagementLoan StructuringFinancial ProjectionsCredit Risk AnalysisMarket Trend AnalysisBusiness Plan EvaluationAttention to Detail
Soft Skills
Interpersonal SkillsWritten CommunicationVerbal CommunicationMulti-taskingWorkflow Prioritization
Tools & Technologies
MS OfficeCOMPASSMRASalesforce.comNCino
Industry Keywords
Middle Market BankingCommercial BankingInvestment BankingCredit RelationshipsFinancial Institution
Tech Stack
Tools & technologiesSFDC
About the role
Key responsibilities & impact- Underwrite credit exposure for the most complex and largest credit relationships and circumstances
- Actively manage a Middle Market Banking portfolio
- Lead the entire commercial underwriting process internally and externally with prospects and clients
- Underwrite, structure, and document prospect and client transactions
- Independently manage complex deals and largest credit relationships
- Analyze company performance, industry and competitive dynamics, and macroeconomic events affecting creditworthiness
- Provide in-depth analysis of financial statements, projections, and business plans
- Identify and mitigate key risks
- Recommend and model appropriate loan structures
- Maintain expertise in ancillary banking products and legal documentation impacts
- Evaluate risk and meet regulatory compliance requirements
- Monitor portfolio performance and trends and define client credit solutions
- Identify portfolio issues and follow through on remediation
- Maintain risk-rating integrity, conduct annual reviews, spread financial statements, and manage compliance and regulatory reviews
- Manage amendments and waivers in the assigned portfolio
- Expand client relationships through direct client calling efforts
- Develop solutions with internal product partners that meet client needs and bank risk criteria
- Partner with Investment Banking peers to deliver complex financing solutions
- Maintain knowledge of corporate, investment, and commercial banking solutions, market trends, and business drivers
- Share industry and economic insights across the Portfolio Manager organization
- Manage assigned Associates and Analysts
- Mentor and coach junior Portfolio Managers, Associates, and Analysts
- Provide independent, forward-looking risk views and recommendations
- Lead platform activities beyond day-to-day portfolio responsibilities
Requirements
What you’ll need- Bachelor’s Degree in Finance or related field
- At least 7+ years of related training and experience in commercial credit analysis
- Mastery level proficiency with MS Office Desktop applications
- Strong interpersonal skills
- Solid written/verbal communication
- Sound credit skills
- Strong attention to detail
- Ability to prioritize workflow and multi-task in a fast-paced environment
- English language fluency required
- Preferred: successfully held similar role with commercial financial institution or like experience
- Preferred: industry or sub-sector expertise
- Preferred: mastery of Truist Bank operating systems, including COMPASS, MRA, salesforce.com, and nCino
Benefits
Comp & perks- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment coverage
- Tax-preferred savings accounts
- 401k plan
- At least 10 days of vacation during the first year of employment (prorated)
- 10 sick days during the first year of employment (prorated)
- Paid holidays
- Defined benefit pension plan (depending on position and division)
- Restricted stock units (depending on position and division)
- Deferred compensation plan (depending on position and division)