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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit underwriting and analysis for complex Dealer Services relationships, with a strong focus on risk evaluation, regulatory compliance, and client relationship management. Proficient in financial statement analysis and developing tailored credit solutions aligned with client needs and bank criteria.
Highest-signal resume keywords
Credit UnderwritingFinancial Statement AnalysisRisk EvaluationClient Relationship ManagementRegulatory Compliance
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit AnalysisLoan StructuringFinancial ProjectionsRisk MitigationPortfolio ManagementCredit Solutions DevelopmentMarket Trend AnalysisBusiness Plan AnalysisAttention to DetailMulti-tasking
Soft Skills
Interpersonal SkillsWritten CommunicationVerbal CommunicationMentoringCoaching
Tools & Technologies
MS OfficeCOMPASSMRASalesforce.comNCino
Industry Keywords
Dealer ServicesCommercial BankingInvestment BankingCredit RiskFinancial Institution
Tech Stack
Tools & technologiesSFDC
About the role
Key responsibilities & impact- Underwrite credit exposure for the most complex and largest Dealer Services relationships
- Actively manage an assigned Dealer Services portfolio
- Lead the entire commercial underwriting process internally and externally with prospects and clients
- Underwrite, structure, and document prospect and client transactions
- Independently manage complex deals and large credit relationships
- Analyze company performance, industry and competitive dynamics, and macroeconomic events
- Perform in-depth analysis of financial statements, projections, and business plans
- Identify and mitigate key risks
- Recommend and model appropriate loan structures
- Maintain expertise in the bank’s ancillary products and legal documentation impacts
- Ensure risk evaluation and associated regulatory compliance
- Monitor portfolio performance and trends
- Define client credit solutions, identify issues, and follow through on remediation
- Maintain risk-rating integrity, annual reviews, financial statement spreading, and regulatory compliance reviews
- Manage amendments and waivers in the assigned portfolio
- Expand client relationships through direct client calling
- Develop solutions aligned with client needs and the Bank’s risk acceptance criteria
- Partner with Investment Banking peers to deliver complex financing solutions
- Maintain and share expertise on corporate, investment, and commercial banking solutions, market trends, and business drivers
- Manage assigned Associates and Analysts
- Mentor and coach junior PMs, Associates, and Analysts
- Provide independent current and forward-looking risk views and author risk recommendations
- Handle a large portfolio of complex and leveraged clients and lead platform-wide activities
Requirements
What you’ll need- Bachelor’s Degree in Finance or related field
- At least 7+ years of related training and experience in commercial/Dealer Services credit analysis
- Mastery level proficiency with MS Office Desktop applications
- Strong interpersonal skills
- Solid written and verbal communication skills
- Sound credit skills
- Strong attention to detail
- Ability to prioritize workflow and multi-task in a fast-paced environment
- English language fluency required
- Preferred: successfully held a similar role with a commercial financial institution or like experience
- Preferred: industry or sub-sector expertise
- Preferred: mastery of Truist Bank operating systems, including COMPASS, MRA, Salesforce.com, and nCino
Benefits
Comp & perks- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability insurance
- Accidental death and dismemberment coverage
- Tax-preferred savings accounts
- 401(k) plan
- At least 10 days of vacation during the first year of employment (prorated)
- 10 sick days (prorated)
- Paid holidays
- Defined benefit pension plan (depending on position and division)
- Restricted stock units (depending on position and division)
- Deferred compensation plan (depending on position and division)