Regulatory Consultant

Trulioo

. Serve as the subject matter expert on North American AML, BSA, KYC, KYB, sanctions, beneficial ownership, and related financial crimes regulations .

Posted 10/9/2026full-timeSan Diego • California • United StatesSeniorLead💰 $140,000 - $185,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Expertise in North American AML, BSA, KYC, and financial crimes regulations, with a strong focus on compliance operations and the ability to translate regulatory requirements into product capabilities. Proficient in leveraging AI and emerging technologies to enhance compliance workflows and operational efficiency.

Highest-signal resume keywords

AML ComplianceBSA RegulationsKYC/KYB ProcessesRegulatory ResearchAI Fluency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Crimes ComplianceRegulatory Examination SupportCustomer Due DiligenceTransaction MonitoringEnhanced Due DiligenceCompliance GovernanceOperational Best PracticesRegulatory GuidanceProduct DevelopmentRisk Assessment

Soft Skills

Excellent CommunicationInfluencing ExecutivesCollaborationAnalytical SkillsProblem Solving

Tools & Technologies

Generative AIMachine Learning ToolsCompliance Management SystemData ScienceAI Governance

Certifications & Qualifications

CAMSCRCMCFE

Industry Keywords

FintechPaymentsCryptoMarketplace BusinessesRegTechDigital IdentityFraud PreventionPrivacy RegulationsHealthcare RegulationsGaming Regulations

About the role

Key responsibilities & impact

Serve as the subject matter expert on North American AML, BSA, KYC, KYB, sanctions, beneficial ownership, and related financial crimes regulations
Maintain knowledge of core enforcement agencies including CFTC, FFIEC, FinCEN, FINTRAC, and OFAC
Monitor legislative, supervisory, and enforcement developments across federal and state agencies
Determine regulatory impacts on Trulioo's products, customers, and operations
Support customer due diligence, audits, regulatory examinations, and strategic engagements
Partner with Product, Engineering, Data Science, and AI teams through discovery, design, development, and UAT
Ensure Trulioo solutions align with regulatory expectations and operational best practices
Translate compliance workflows into product capabilities
Provide regulatory guidance during commercialization and market expansion
Advise on onboarding, customer risk assessments, ongoing monitoring, transaction monitoring, investigations, SAR processes, enhanced due diligence, regulatory examinations, and compliance governance
Identify operational pain points and emerging trends and turn them into product capabilities
Produce regulatory briefings, market intelligence reports, and executive summaries
Develop customer-facing whitepapers, blogs, webinars, and regulatory updates
Represent Trulioo at conferences, regulatory forums, customer events, and industry working groups
Support development of Trulioo's Compliance Management System
Build scalable governance processes and regulatory change management
Partner across Legal, Privacy, Risk, Information Security, and Product
Leverage AI and emerging technologies to improve productivity and streamline workflows
Develop and refine repeatable AI-assisted compliance workflows
Verify AI outputs against primary sources and keep confidential and customer data out of AI tools
Report to the Senior Manager, Enterprise Risk

Requirements

What you’ll need

Bachelor's degree in law, finance, compliance, or a related field, or equivalent experience
8–12+ years of experience in AML, financial crimes compliance, related regulated industries, or compliance consulting
Excellent communication skills and experience influencing executives, product teams, customers, and regulators
Strong regulatory research and analytical skills
Strong expertise in BSA, FinCEN, OFAC, CIP/CDD/EDD, KYC/KYB, beneficial ownership, and PEP and sanctions screening
Deep understanding of compliance operations within banks, fintechs, payments, crypto, lending, or marketplace businesses
Awareness of regulations for other highly regulated industries such as healthcare and gaming
Experience researching regulations and translating them into operational and product guidance
Experience supporting regulatory examinations or remediation initiatives
Working AI fluency, including hands-on use of generative AI and machine-learning tools, models, and agents in repeatable research, analysis, or writing workflows
Deep understanding of AI limitations and responsible-use best practices
CAMS, CRCM, CFE, or similar certifications are nice to have
Experience with a regulator, consulting firm, or RegTech company is nice to have
Familiarity with CFPB, CFTC, FDIC, Federal Reserve, OCC, SEC, NCUA, or state banking regulators is nice to have
Knowledge of digital identity, fraud prevention, AI governance, or privacy regulations is nice to have
Experience speaking at industry conferences or publishing thought leadership is nice to have

Benefits

Comp & perks

Health, dental, and vision coverage
Retirement plans with company match
Paid time off
Parental leave
Annual education and training stipend equivalent to $1,000 in local currency
Flexible hybrid working environment
Weekly lunches
Quality coffee
Regular social events
Parent rooms at many locations
On-site gyms at many locations
Comfortable lounges and adaptable workstations at many locations
Wellness workshops and events
Complimentary Headspace subscription
Employee Resource Groups
Inclusive, collaborative, and people-first workplace
Professional and personal growth opportunities