Credit Analyst – Mid-Level

Unidas

. Review customer registration and financial documentation for corporate clients.

Posted 11/7/2026full-timeCuritiba • BrazilMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit analysis and financial statement interpretation, with a strong focus on assessing financial indicators and managing documentation for corporate clients. Proficient in utilizing Excel and credit bureau analysis to support decision-making and mitigate financial risks.

Highest-signal resume keywords

Credit AnalysisFinancial Statement InterpretationExcel SkillsCredit Bureau AnalysisRisk Awareness

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit AnalysisFinancial Statement InterpretationDocumentation ReviewFinancial Indicator AssessmentCredit Policy ComplianceCredit Assessment ModelsCredit and Risk IndicatorsData ManagementProposals AnalysisSLA Monitoring

Soft Skills

Analytical SkillsOrganizationCommunication SkillsInterpersonal SkillsProactivity

Tools & Technologies

ExcelPower BICredit Bureau Systems

Industry Keywords

Corporate FinanceAccounts ReceivableCustomer RegistrationVehicle Rental IndustryAgricultural Equipment IndustryHeavy Vehicle Industry

About the role

Key responsibilities & impact

Review customer registration and financial documentation for corporate clients.
Interpret financial statements, including balance sheets, income statements, and cash flow statements.
Assess financial indicators such as liquidity, debt levels, EBITDA, and leverage.
Conduct searches through credit bureaus, such as Serasa, analyzing credit restrictions and payment history.
Perform credit analyses in accordance with the company’s Credit Policy.
Identify documentation inconsistencies and request supplementary information when necessary.
Prepare credit opinions and recommendations to support decision-making.
Monitor SLAs and ensure the prompt analysis of proposals.
Work closely with the Sales, Collections, Legal, and other partner teams.
Contribute to the mitigation of financial risks and the ongoing quality of the customer portfolio.

Requirements

What you’ll need

Bachelor’s degree completed or in progress in Business Administration, Accounting, Economics, Finance, or related fields.
Experience in credit analysis, finance, accounts receivable, customer registration, or related areas.
Experience reviewing financial and registration documentation.
Knowledge of financial statement analysis and interpretation.
Experience analyzing credit for corporate clients.
Knowledge of credit bureau searches and analysis, such as Serasa.
Intermediate or advanced Excel skills.
Ability to manage large volumes of information and multiple demands simultaneously.
Preferred: knowledge of Power BI.
Preferred: experience in the vehicle rental, agricultural equipment, or heavy vehicle industries.
Preferred: experience with corporate credit policies and credit assessment models.
Preferred: knowledge of credit and risk indicators.
Strong analytical skills and risk awareness.
Organization and ability to prioritize.
Strong communication and interpersonal skills.
Proactivity and a strong sense of ownership.
Ethics, accountability, and confidentiality when handling information.
Ability to work effectively as part of a team and collaborate with different business areas.
Interest in continuous learning and professional development.

Benefits

Comp & perks

Medical Insurance
Dental Insurance
Life Insurance
Transportation Allowance
Meal and/or Food Allowance
Pharmacy Benefits Card
Wellhub
Benefits Club
Profit-Sharing Program