Lead Accountant

Upstart

. Own month-end accounting for structured products and derivatives, including journal entries, reconciliations, supporting schedules, and balance analysis .

Posted 10/27/2026full-timeRemote • United StatesSenior💰 $105,500 - $145,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in month-end accounting processes for structured products and derivatives, with a strong understanding of U.S. GAAP and the ability to manage complex accounting workflows. Proficient in financial analysis, reconciliation, and collaboration with cross-functional teams to ensure accurate financial reporting.

Highest-signal resume keywords

Month-End AccountingStructured Products AccountingU.S. GAAP ComplianceFinancial AnalysisExcel Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Journal EntriesReconciliationsFinancial ReportingTransaction AccountingValuation AnalysisSupporting SchedulesBalance AnalysisAutomation of Accounting ProcessesDiscrepancy InvestigationData Interpretation

Soft Skills

Analytical SkillsCommunication SkillsProblem-SolvingTime ManagementCross-Functional Collaboration

Industry Keywords

Financial ServicesLendingFintechPublic AccountingLoan Sale ActivitiesFunding ActivitiesTransaction SettlementsComplex Accounting ProcessesAccounting WorkflowsExternal Audits

About the role

Key responsibilities & impact

Own month-end accounting for structured products and derivatives, including journal entries, reconciliations, supporting schedules, and balance analysis
Support accounting for loan sale and funding activities, including transactions, settlements, and financing costs
Partner with Capital Markets and Analytics to understand transaction activity, investigate discrepancies, and ensure timely, complete accounting
Coordinate on valuation inputs and outputs, reconcile related balances, and record appropriate accounting entries
Provide analyses and supporting documentation to Technical Accounting and Financial Reporting for accounting assessments, disclosures, and external audits
Establish accounting workflows for new transactions and arrangements with cross-functional teams
Strengthen documentation, controls, and automation as transaction volume and complexity increase

Requirements

What you’ll need

Bachelor’s degree in Accounting, Finance, or a related field
6+ years of progressive accounting experience in financial services, lending, fintech, or public accounting serving financial services clients
Experience accounting for structured products and derivatives, including related valuations, reconciliations, and financial reporting
Experience with loan sale and funding activities, including transaction accounting, settlements, and related financing arrangements
Strong understanding of U.S. GAAP
Ability to independently own complex accounting processes and month-end close activities
Ability to evaluate new transactions with Technical Accounting and lead cross-functional issue resolution
Strong analytical skills, including investigating discrepancies, interpreting transaction data, and communicating accounting results
Strong Excel skills and experience working with large datasets
Ability to manage competing priorities and deliver accurate, timely results with limited oversight

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive medical, dental, vision, and wellness coverage/resources
Supplemental health coverage for Canada
Health Savings Account contributions for eligible plans (US only)
Life insurance and disability coverage
Paid time off, sick leave, and company holidays
Paid family and parental leave
Family-centered fertility, parenthood, and caregiving benefits
Employee Assistance Program offering mental health support and life-centered resources
Financial planning tools and financial concierge service (US only)
Annual wellness allowance
Annual productivity allowance for relevant tools and resources
Team events, all-company updates, and employee resource groups
Onsite perks including catered lunches and stocked micro-kitchens at offices