Senior Financial Analyst

Upstart

. Support short- and long-term financial planning, forecasting, and budget management for the Unsecured Lending organization .

Posted 10/5/2026full-timeRemote • United States, CanadaSenior💰 $105,500 - $145,900 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in financial planning and analysis, including advanced financial modeling, forecasting, and budget management. Proficient in utilizing financial systems and BI tools to drive insights and support decision-making across cross-functional teams.

Highest-signal resume keywords

Financial Planning And Analysis (FP&A)Advanced Excel Or Google SheetsFinancial ModelingBI Tools (Looker, Tableau, Mode)Financial Forecasting And Budgeting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisData AnalysisVariance AnalysisRoot-Cause AnalysisFinancial ReportingOperational Performance ReportingComplex Financial ModelingBudget ManagementForecast DevelopmentSQL

Soft Skills

Effective CommunicationCollaborationTime ManagementAdaptabilityProblem-Solving

Tools & Technologies

Adaptive PlanningNetSuiteLookerTableauMode

Industry Keywords

FintechLendingConsumer FinanceSubscriptionsTechnology-Enabled Marketplaces

Tech Stack

Tools & technologies

SQLTableau

About the role

Key responsibilities & impact

Support short- and long-term financial planning, forecasting, and budget management for the Unsecured Lending organization
Develop executive-ready insights and commentary for recurring forecast and business reviews, month-end close, and annual planning
Analyze financial and operational performance, identify emerging trends and risks, and conduct root-cause analysis when results differ from expectations
Provide visibility into key operating-expense drivers and tradeoffs in partnership with department leads
Improve financial reporting, systems/tooling, and analytical infrastructure for accurate and scalable decision-making
Partner across FP&A, Accounting, and cross-functional stakeholders to ensure accurate forecasting, reporting, and transparency
Build reliable financial models, translate business and financial results into actionable insights, and support informed decision-making

Requirements

What you’ll need

Bachelor’s degree in Finance, Economics, Accounting, Statistics, or related field, or equivalent practical experience
5+ years of relevant FP&A experience
Advanced proficiency in Excel or Google Sheets, including complex financial modeling
Experience analyzing large data sets and translating financial and business drivers into recommendations
Experience developing financial forecasts, budgets, variance analyses, and financial or operational performance reporting
Ability to learn quickly, work independently, manage multiple priorities under tight deadlines, and operate in a fast-paced environment
Knowledge of financial planning and accounting systems such as Adaptive Planning, NetSuite, or similar platforms
Experience with BI tools such as Looker, Tableau, or Mode
Familiarity with SQL or willingness to learn
Experience in fintech, lending, consumer finance, subscriptions, or technology-enabled marketplaces
Ability to communicate complex financial information clearly and collaborate effectively across functions and levels

Benefits

Comp & perks

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Medical, dental, vision, and wellness resources for US employees; supplemental health coverage for Canada
Health Savings Account contributions for eligible plans (US only)
Life insurance and disability coverage
Paid time off, sick leave, and company holidays
Paid family and parental leave
Fertility, parenthood, and caregiving benefits
Employee Assistance Program with mental health support and life-centered resources
Financial planning tools and financial concierge service (US only)
Annual wellness allowance
Annual productivity allowance for relevant work tools and resources
Team events, all-company updates, and employee resource groups
Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City