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Vanguard

Mobile Product Architect – Digital Payments, Debit Cards

Vanguard

. Lead architecture and solution design for mobile debit card and digital payment capabilities, including digital wallets and push provisioning .

Posted 11/6/2026full-timeUnited StatesSeniorLeadWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive experience in mobile architecture, particularly within the iOS ecosystem, and possesses strong capabilities in digital payment technologies, including integration with Apple Pay and Google Pay. Proven ability to lead technical teams, influence architecture decisions, and translate complex business requirements into effective technology solutions.

Highest-signal resume keywords
Mobile Architecture ExperienceDigital Payment TechnologiesIOS Ecosystem ExpertiseIntegration with Payment ProcessorsAWS/Cloud-Native Architecture

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Architecture DesignSolution DesignDigital Wallet Push ProvisioningReact NativeIntegration DesignProof of Concept DevelopmentTechnical EvaluationBusiness Requirement TranslationImplementation GuidanceArchitecture Review
Soft Skills
Technical LeadershipCollaborationInfluencing StakeholdersProblem SolvingCommunication
Tools & Technologies
Apple PayGoogle PayMobile ApplicationsThird-Party PlatformsPayment TechnologiesVanguard Technology Standards
Industry Keywords
BankingDebit CardCard ProcessingMoney MovementPayment Technology Providers

Tech Stack

Tools & technologies
AndroidAWSCloudiOSReactReact Native

About the role

Key responsibilities & impact
  • Lead architecture and solution design for mobile debit card and digital payment capabilities, including digital wallets and push provisioning
  • Translate complex business requirements into practical architecture designs and technology solutions
  • Provide technical leadership for the iOS/mobile ecosystem while collaborating across Android and other mobile technologies
  • Partner with product managers, engineering leads, chief engineers, enterprise architects, security teams, and other stakeholders
  • Lead integration design across mobile applications, payment technologies, and third-party/vendor platforms
  • Guide technical teams through implementation and resolve complex architecture and integration challenges
  • Lead architecture reviews, proofs of concept, feasibility assessments, and technical evaluations
  • Evaluate vendor capabilities and ensure solutions align with Vanguard technology standards and long-term architecture
  • Contribute to prototypes, proofs of concept, and architecture validation when needed

Requirements

What you’ll need
  • Minimum of eight years related work experience
  • At least three years of technology architect experience
  • Undergraduate degree or equivalent combination of training and experience
  • Strong mobile architecture experience, particularly in the iOS ecosystem
  • Demonstrated experience with digital payments and mobile payment technologies
  • Hands-on architecture or implementation experience with digital wallet push provisioning capabilities
  • Experience integrating mobile applications with Apple Pay, Google Pay, or comparable wallet technologies
  • Experience translating business requirements into architecture and solution designs
  • Experience guiding engineering teams through implementation
  • Ability to influence architecture decisions and drive alignment across stakeholders
  • Technical depth for proof-of-concept, design validation, and solution evaluation activities
  • Experience with React Native or similar cross-platform mobile technologies
  • Familiarity with Android architecture and development ecosystems
  • Banking, debit card, card processing, or money movement experience
  • Experience integrating with payment processors, card networks, sponsor banks, or other payment technology providers
  • AWS/cloud-native architecture experience
  • Experience presenting architecture strategies and recommendations to senior technical and business leaders
  • Must not require visa sponsorship

Benefits

Comp & perks
  • Hybrid working model
  • Enhanced flexibility
  • In-person learning, collaboration, and connection
  • Learning and development opportunities
  • No visa sponsorship offered