Lead Compliance Analyst

Wave HQ

. Build and maintain the regulatory inventory across products and jurisdictions .

Posted 11/10/2026full-timeRemote • CanadaSenior💰 CA$84,000 - CA$126,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in regulatory and product compliance within fintech and financial services, with a strong focus on building compliance programs, conducting risk assessments, and managing regulatory changes in both the USA and Canada. Proficient in collaborating with cross-functional teams to ensure compliance with payments regulations and maintaining audit-ready documentation.

Highest-signal resume keywords

Regulatory Compliance ManagementPayments Regulation KnowledgeRisk Assessment ExperiencePolicy DevelopmentPeople Leadership

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Regulatory Inventory ManagementCompliance Program DevelopmentRisk AssessmentIssue ManagementPayments RegulationUS Money Movement RegulationsCanadian Payments RegulationsPrivacy Program ExperiencePartner OversightNetwork Attestations

Soft Skills

Clear WritingAdaptabilityCollaborationProblem-SolvingMentoring

Tools & Technologies

AI Assistance ToolsCompliance SoftwareAudit Management Tools

Certifications & Qualifications

CRCMCAMSCAMLO

Industry Keywords

FintechPaymentsRegulated Financial ServicesPCI DSSSOXHIPAAPIPEDANACHAACHReg E

About the role

Key responsibilities & impact

Build and maintain the regulatory inventory across products and jurisdictions
Design the policy framework and write or refresh core policies and procedures
Run compliance risk assessments across Payments, Payroll, Invoicing, Accounting, Advisors and Partnerships
Support issue management and remediation tracking
Own the regulatory change process for the USA and Canada
Maintain the registration and license calendar
Operate the tiered product compliance review process
Partner with Product, Engineering, Legal and Risk during design
Review high-risk launches, including payment flows, onboarding changes, data sharing and new jurisdictions
Apply the Product Compliance Evidence Standard and maintain audit-ready launch trails
Review marketing claims and customer communications
Build compliance oversight of key processors and partners
Oversee partner due diligence and maintain the data-sharing register
Coordinate card network, processor and partner audits, attestations and inquiries
Produce leadership reporting including scorecards, KPIs, open issues and emerging risks
Identify manual work for automation and build lightweight tooling, including AI assistance

Requirements

What you’ll need

6+ years in regulatory or product compliance at a fintech, payments company, PSP, bank or other regulated financial services firm
Hands-on experience building a compliance program component from scratch: policies, risk assessment, regulatory inventory, issue management or similar
Working knowledge of payments regulation and card network rules
Experience with at least one of: US money movement (NACHA/ACH, Reg E, UDAAP) or Canadian payments (RPAA, FINTRAC, PIPEDA)
Experience embedded with product and engineering teams, reviewing features before launch
Clear, concise writing; ability to turn a regulation into an engineer-buildable requirement
Comfort with ambiguity and shifting priorities in an integration environment
Both US and Canadian regulatory experience
Privacy program experience (PIPEDA, Quebec Law 25, CCPA) or exposure to PCI DSS, SOX or HIPAA controls
Payroll, tax or small-business fintech background
Experience with partner or processor oversight, network attestations, or regulatory exams
People leadership or formal mentoring
CRCM, CAMS, CAMLO training or similar

Benefits

Comp & perks

Inclusive and accessible candidate experience
Recruitment accommodations available
Confidential AI-assisted interview note-taking