Disability Claims & Underwriting Specialist

Weekday (YC W21)

. Design realistic scenarios involving short- and long-term disability claims, elimination periods, own-occupation and any-occupation definitions, residual and partial disability, offsets, recurrent disability, and claim duration management .

Posted 9/15/2026contractRemote • United StatesJuniorMid-Level💰 $80 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in disability claims adjudication, including benefit calculations, claim determinations, and vocational rehabilitation. Proficient in analyzing medical and vocational evidence while ensuring compliance with relevant regulations and standards.

Highest-signal resume keywords

Disability Claims AdjudicationBenefit CalculationsVocational RehabilitationERISA Administrative RecordsDisability Underwriting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claim DeterminationsBenefit CalculationsTransferable-Skills AnalysisReturn-To-Work PlansAppeal DecisionsMedical Evidence SummariesVocational Evidence SummariesClaim Duration ManagementOffsets AnalysisFunctional Conclusions

Soft Skills

Excellent Written AnalysisBalanced JudgmentHigh Attention to Detail

Certifications & Qualifications

CRCCDMSCCMCPDMRN

Industry Keywords

Short-Term DisabilityLong-Term DisabilityIndividual Disability IncomeStatutory DisabilityLife Waiver of PremiumFMLAADA AccommodationWorkers CompensationSocial SecurityLeave and Absence Management

About the role

Key responsibilities & impact

Design realistic scenarios involving short- and long-term disability claims, elimination periods, own-occupation and any-occupation definitions, residual and partial disability, offsets, recurrent disability, and claim duration management
Create claim determinations, benefit calculations, medical and vocational evidence summaries, transferable-skills analyses, return-to-work plans, and appeal decisions
Write “golden” reference responses at experienced disability-professional quality
Grade AI-generated responses against structured rubrics for definitional accuracy, evidentiary support, benefit-calculation correctness, and procedural fairness
Identify misapplied disability definitions, unsupported functional conclusions, missed offsets, incorrect benefit math, and failures to document the administrative record
Provide written feedback used by the research team to improve model behavior
Participate in onboarding office hours and calibration sessions

Requirements

What you’ll need

2+ years of professional experience in disability claims adjudication, disability underwriting, vocational rehabilitation, or leave and absence management
Experience with at least one program type: group short-term disability, group long-term disability, individual disability income, statutory disability, or life waiver of premium
Understanding of contract definitions, elimination periods, offsets, pre-existing-condition provisions, and maximum benefit periods
Ability to weigh medical, occupational, and financial evidence and articulate a defensible determination with documented rationale
Excellent written analysis, balanced judgment, and high attention to detail
Ability to distinguish claim adjudication from treating-provider clinical decisions and formal legal advice
CRC, CDMS, CCM, CPDM, RN, or comparable clinical or vocational credential
Experience with ERISA administrative records, appeals, or litigation support
Individual disability income underwriting, including occupation class and financial underwriting
Social Security, workers compensation, or other-income offset coordination experience
Experience with FMLA, state leave programs, or ADA accommodation interaction

Benefits

Comp & perks

Minimum 20 hours per week (ideally 40+)
Role starts immediately
Reasonable accommodations upon request