Credit Product Portfolio Analyst – Asset Based Lending

Wells Fargo

. Build and maintain relationships with existing clients within the assigned product or functional area .

Posted 10/16/2026full-timeUnited StatesJuniorMid-Level💰 $77,000 - $121,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Asset-Based Lending (ABL) and portfolio management, with a strong focus on client relationship building and financial analysis. Proficient in evaluating credit risk and providing strategic recommendations to enhance client financial positions.

Highest-signal resume keywords

Asset-Based Lending (ABL) ExperiencePortfolio Management ExperienceCredit Evaluation and Risk AssessmentFinancial Analyst Training Program CompletionStrong Verbal and Written Communication Skills

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit EvaluationRisk AssessmentLoan Documentation ReviewFinancial AnalysisClient Portfolio AnalysisCash Flow AnalysisLiquidity AnalysisDebt Coverage AnalysisEnterprise Value AssessmentRepayment Source Analysis

Soft Skills

Organizational SkillsMulti-Tasking SkillsPrioritizing SkillsClient Relationship ManagementTeam Coordination

Tools & Technologies

Microsoft Office SuiteExcelPowerPointWord

Certifications & Qualifications

Financial Analyst Training ProgramCredit Analyst Training Program

Industry Keywords

Secured LendingSpecialized LendingCorporate LendingCapital MarketsClient ServicingProblem Loan Resolutions

About the role

Key responsibilities & impact

Build and maintain relationships with existing clients within the assigned product or functional area
Share relevant client information with coverage partners and senior peers
Review and analyze business, operational, and technical assignments or challenges
Analyze client portfolios for cash flow, liquidity, leverage, working capital, debt coverage, collateral, enterprise value, and repayment sources
Support periodic reviews and interim underwriting memoranda
Present recommendations for resolving moderately complex situations
Partner with senior peers to understand clients' businesses, strategic objectives, operational priorities, and financial positions
Identify and execute opportunities for modifications, renewals, and refinancing
Participate in portfolio reviews, manage risk, and lead problem loan resolutions where applicable
Partner with product management to improve tools for delivering credit solutions
Resolve client servicing requests and product-related inquiries
Contribute to functional area planning for the product

Requirements

What you’ll need

2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through work experience, training, military experience, or education
Asset-Based Lending (ABL) experience including credit evaluation and risk assessment
Knowledge of large corporate lending and working knowledge of ABL and Capital markets
Completion of a Financial Analyst or Credit Analyst training program
Experience reviewing and accurately interpreting loan documentation
Effective organizational, multi-tasking, and prioritizing skills
Ability to lead and coordinate with team members across Wells Fargo
Strong verbal and written communication skills
Proven success in customer-facing roles with experience building and maintaining client relationships
Advanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, and Word
Bachelor's degree in Business, Finance, Economics, Accounting, or a related field
Ability to travel 10%-20%
Not eligible for visa sponsorship

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities
Discretionary bonuses and/or equity may be available as additional compensation