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Credit Resolution Specialist – Commercial Credit Workout
Wells Fargo. Manage a portfolio of criticized and classified assets consisting of less complex credits and products across Wholesale Banking lines of business .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in Credit Resolution policies and procedures, with a strong ability to analyze financial performance and creditworthiness. Proven track record in developing solutions for complex credit situations and collaborating with stakeholders to achieve effective risk management outcomes.
Highest-signal resume keywords
Credit Resolution ExperienceCommercial Lending ExperienceAnalytical SkillsMicrosoft Office ProficiencyProblem-Solving Capabilities
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Credit AnalysisFinancial Performance AssessmentLoan Documentation KnowledgeRisk Mitigation StrategiesCreditworthiness Evaluation
Soft Skills
Strong Communication SkillsAttention to DetailDecision-Making CapabilitiesAbility to Prioritize Responsibilities
Tools & Technologies
Microsoft ExcelMicrosoft PowerPointMicrosoft OutlookMicrosoft Word
Industry Keywords
Wholesale BankingCommercial WorkoutsCorporate LendingSpecial AssetsCredit Agreements
About the role
Key responsibilities & impact- Manage a portfolio of criticized and classified assets consisting of less complex credits and products across Wholesale Banking lines of business
- Analyze company and industry performance and provide recommendations to senior relationship managers
- Evaluate business, operational, and technical challenges through research, analysis, and assessment of alternative solutions to support moderately complex risk-related deliverables
- Develop and present recommendations to resolve complex credit situations
- Build expertise in Credit Resolution policies, procedures, and regulatory requirements
- Collaborate closely with Credit Resolution partners, internal stakeholders, and customers to support effective risk management and portfolio outcomes
- Assess financial performance and creditworthiness of companies
- Develop solutions to complex credit situations and contribute to risk mitigation strategies
- Build trusted partnerships with relationship managers, stakeholders, and clients
Requirements
What you’ll need- 2+ years of Credit Resolution experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 2+ years of commercial or corporate lending experience in a credit-intensive role
- BA/BS degree in Accounting, Finance, Economics, or a related discipline
- Prior experience in commercial or corporate workouts, special assets, or credit resolution
- Working knowledge of loan documentation, including credit agreements, intercreditor agreements, and related legal documents
- Ability to gather, analyze, package, and present findings in a clear, logical, and insightful manner
- Strong analytical skills with exceptional attention to detail and accuracy
- Ability to prioritize competing responsibilities, meet deadlines, and achieve goals in a dynamic environment
- Demonstrated problem-solving and decision-making capabilities
- Strong verbal and written communication skills
- Proficiency in Microsoft Office applications, including Excel, PowerPoint, Outlook, and Word
- Ability to work from one of the approved locations listed in the job posting
- This position is not eligible for Visa sponsorship
- Relocation assistance is not available for this position
Benefits
Comp & perks- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
- Hybrid work schedule