Director, Product Risk & Governance – Global Payments & Liquidity

Wells Fargo

. Lead product and platform risk governance across Global Liquidity and Payments (GPL) .

Posted 9/15/2026full-timeCharlotte • California • United StatesLead💰 $185,000 - $300,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in product risk governance, regulatory compliance, and risk management within financial services. Proven ability to lead teams, optimize processes, and collaborate with senior stakeholders to drive strategic initiatives and manage complex product risks.

Highest-signal resume keywords

Risk ManagementProduct GovernanceRegulatory ComplianceLeadership ExperiencePayments Knowledge

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentProduct Lifecycle ManagementGovernance FrameworksRegulatory Risk ManagementOperational Risk FunctionsProduct Risk MetricsNew Business InitiativesCross-Functional LeadershipControl EnhancementsProcess Optimization

Soft Skills

Executive PresenceInfluencing Senior LeadersBuilding CredibilityLeading Through AmbiguityTalent Development

Industry Keywords

Global LiquidityPaymentsTreasury ManagementTransaction BankingFinancial ServicesComplianceAuditRisk GovernanceBusiness ControlsStakeholder Management

About the role

Key responsibilities & impact

Lead product and platform risk governance across Global Liquidity and Payments (GPL)
Ensure alignment with enterprise risk programs, regulatory requirements, and business objectives
Oversee New Business Initiative reviews, complex product reporting, and large or complex deal assessments
Establish and maintain product risk standards, suitability frameworks, and policy-driven requirements
Monitor, assess, and escalate emerging product and platform risks
Liaise with Risk, Control, Legal, Compliance, Audit, Exam Management, and regulatory partners
Provide front-line oversight of product inventory, risk profiles, client suitability, distribution channels, and pricing strategies
Interpret and apply regulatory and policy requirements with Product, Risk, and Compliance experts
Develop product risk metrics, reporting, and monitoring capabilities
Assess product changes for risk and policy impact and ensure appropriate governance and approvals
Lead and develop a team of risk professionals
Drive process optimization and control enhancements
Collaborate with senior leaders and stakeholders to manage product delivery and platform risks
Manage team priorities, resources, strategic execution, organizational growth, and talent development

Requirements

What you’ll need

10+ years of risk management, business controls, or compliance experience, or equivalent demonstrated through work experience, training, military experience, or education
4+ years of management experience or leadership experience
Experience leading front-line product risk, product governance, business controls, compliance, and operational risk functions within a large financial institution
Strong knowledge of payments, liquidity, treasury management, or transaction banking products
Understanding of product lifecycle management and associated risk considerations
Experience designing, implementing, or enhancing product risk frameworks, governance routines, and risk assessment programs, including New Business Initiatives (NBI) or equivalent product approval processes
Experience managing regulatory risk and remediation programs
Experience leading large-scale, cross-functional initiatives across multiple business lines, risk disciplines, and stakeholder groups
Understanding of how product, operational, compliance, technology, and customer risks intersect within financial services organizations
Experience supporting significant product, platform, or technology implementations and transformations from a risk, governance, or control perspective
Exceptional executive presence and ability to influence senior leaders and build credibility across business, risk, audit, compliance, and regulatory partners
Ability to lead through ambiguity, establish new operating models, and drive results in newly formed or rapidly evolving organizations
Must be willing to work out of Charlotte, NC, Minneapolis, MN, Des Moines, IA, or Concord, CA approximately 3 days a week
This position is not eligible for Visa sponsorship

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities may be available