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Principal Engineer – AI, Digital Payments, Technology Transformation
Wells Fargo. Lead large-scale digital payments and money movement modernization initiatives .
Posted 10/14/2026full-timeSan Leandro • California • United StatesLead💰 $191,000 - $305,000 per yearWebsite
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in leading digital payments modernization initiatives and implementing Generative AI and intelligent automation solutions. Proven ability to establish scalable architectures and mentor engineering teams while driving operational excellence and strategic technology direction.
Highest-signal resume keywords
Digital Payments ModernizationGenerative AI ImplementationAPI and Integration StrategyEnterprise Architecture DevelopmentCross-Functional Leadership
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Engineering ExperienceTechnology TransformationEvent-Driven ArchitectureAsynchronous ArchitectureAI GovernanceAI-Enabled ModernizationIntegration StrategyPlatform ReliabilityObservabilityPerformance Improvement
Soft Skills
Executive CommunicationTechnical StorytellingInfluencing StakeholdersCoachingMentoring
Tools & Technologies
Intelligent AutomationDigital Engineering AcceleratorsAI-Assisted Software EngineeringEmerging Technologies
Industry Keywords
ScalabilityResiliencyOperational ExcellenceModern Engineering PrinciplesDomain-Oriented Design
About the role
Key responsibilities & impact- Lead large-scale digital payments and money movement modernization initiatives
- Establish target-state architectures that improve scalability, resiliency, performance, maintainability, and speed to market
- Identify and deploy Generative AI, Agentic AI, intelligent automation, and AI-assisted engineering solutions
- Champion adoption of Generative AI, intelligent automation, digital engineering accelerators, and emerging technologies
- Promote modern engineering principles, platform reuse, domain-oriented design, and API-centric architectures
- Drive engineering practices that improve reliability, observability, security, and operational excellence
- Partner directly with product, business, and technology leaders to solve critical business challenges
- Lead strategic discovery efforts, prototypes, proofs of concept, and transformational initiatives
- Mentor senior engineers, architects, and engineering leaders while fostering innovation and continuous learning
- Accelerate strategic modernization and reduce technology complexity
- Deliver measurable AI-enabled engineering productivity improvements
- Advance enterprise architecture and reusable technology capabilities
- Improve platform reliability, resiliency, scalability, and performance
- Influence strategic technology direction across Consumer Payments
- Develop future engineering leaders and serve as a trusted technology advisor
Requirements
What you’ll need- 7+ years of Engineering experience, or equivalent demonstrated through work experience, training, military experience, or education
- 5+ years of experience leading enterprise-scale modernization or technology transformation initiatives
- 4+ years of experience with API and integration strategy
- 2+ years of experience with event-driven and asynchronous architectures
- 2+ years of experience with Generative AI, Agentic AI, intelligent automation, or AI-assisted software engineering
- Experience deploying AI capabilities into production environments
- Experience with AI governance, controls, responsible AI, and AI-enabled modernization
- Strong executive communication and technical storytelling skills
- Proven ability to influence and partner with senior stakeholders across business and technology
- Strong cross-functional leadership, coaching, and mentoring capabilities
- This position is not eligible for Visa sponsorship
Benefits
Comp & perks- Health benefits
- 401(k) Plan
- Paid time off
- Disability benefits
- Life insurance, critical illness insurance, and accident insurance
- Parental leave
- Critical caregiving leave
- Discounts and savings
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
- Incentive opportunities may be available