Secured Lending Underwriting Associate

Wells Fargo

. Analyze collateral, historical and projected financial statements, cash flows, liquidity, valuation metrics, and market significance .

Posted 9/18/2026full-timeAtlanta • Massachusetts • United StatesJuniorMid-Level💰 $87,000 - $168,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in Secured Lending Underwriting, financial analysis, and compliance with risk obligations. Proficient in asset-based lending, cash flow modeling, and effective communication within collaborative environments.

Highest-signal resume keywords

Secured Lending UnderwritingFinancial AnalysisAsset-Based LendingCash Flow ModelingCompliance Requirements

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Statement AnalysisCollateral AnalysisRisk RatingsQuality of Earnings ReviewsValuation MetricsTransactional Risk IdentificationCredit ApprovalFunding MemosLending KnowledgeCorporate Finance

Soft Skills

Effective CommunicationCollaborationAccountability

Tools & Technologies

Microsoft WordMicrosoft ExcelMicrosoft PowerPoint

Industry Keywords

Due DiligenceField ExaminationsEnvironmental AssessmentsHigh-Risk BorrowersPre-Funding Audits

About the role

Key responsibilities & impact

Analyze collateral, historical and projected financial statements, cash flows, liquidity, valuation metrics, and market significance
Assist with third-party due diligence, including collateral-focused field examinations, appraisals, environmental assessments, quality of earnings reviews, and background investigations
Identify transactional and structural risks and conduct in-depth diligence
Assist with comprehensive credit approval and funding memos with minimal supervision
Complete compliance requirements, including leverage lending, high-risk borrowers, exception tracking, risk ratings, and financial crimes
Schedule pre-funding audits when applicable and coordinate initial funding with Treasury and Operations
Oversee onboarding of new clients with Portfolio Management
Assist with prospect screening and special projects
Work with Commercial Banking, Credit Solutions, and senior employees to underwrite and close transactions
Take accountability for understanding and delivering on goals and commitments

Requirements

What you’ll need

2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of work experience, training, military experience, or education
Prior asset-based lending or field exam experience
Strong understanding of accounting
Prior financial / cash flow modeling experience
Demonstrated working knowledge of lending and corporate finance
Effective written and verbal communication skills
Proficiency in Word, Excel, and PowerPoint
Ability to work in a highly collaborative work environment
Must fulfill applicable Wells Fargo risk and compliance obligations and requirements

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities may be available