Senior Compliance Officer, Credit Card Business

Wells Fargo

. Serve as a trusted compliance advisor to the Credit Card business .

Posted 10/10/2026full-timeUnited StatesSenior💰 $87,000 - $154,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in regulatory compliance within the Consumer Credit Card industry, including a strong understanding of relevant laws and regulations. Capable of conducting compliance risk assessments, providing oversight, and developing risk-based compliance programs.

Highest-signal resume keywords

Compliance ExperienceRegulatory ComplianceRisk ManagementCertified Regulatory Compliance Manager (CRCM)Consumer Credit Card Knowledge

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Regulation ZRegulation BFair Credit Reporting ActCAN-SPAMUDAAPSCRAMLAFair LendingRisk-Based Compliance Program DevelopmentCompliance Risk Assessment

Soft Skills

Relationship BuildingStakeholder CoordinationEffective Communication

Certifications & Qualifications

Certified Regulatory Compliance Manager (CRCM)

Industry Keywords

Consumer LendingCredit Card ProductsCompliance OversightRegulatory GuidanceGovernance Forums

About the role

Key responsibilities & impact

Serve as a trusted compliance advisor to the Credit Card business
Research and analyze regulatory requirements and translate compliance obligations into actionable business solutions
Provide independent compliance oversight across product development, originations, rewards, pricing, marketing, customer communications, and strategic initiatives
Assess laws, regulations, regulatory guidance, and company policies and provide practical recommendations
Monitor regulatory requirements, enforcement actions, industry developments, and emerging risks
Partner with business, risk, legal, and control teams to identify, assess, and mitigate compliance risks
Conduct compliance risk assessments and recommend responses to risks, control gaps, and regulatory expectations
Provide effective challenge and oversight for new products, product changes, operational changes, customer experiences, and strategic initiatives
Support regulatory change management by assessing impacts and overseeing implementation
Provide oversight and credible challenge throughout issue management, including root cause analysis, remediation, corrective actions, and closure validation
Assess regulatory risks and compliance controls for outsourced activities, vendors, and service providers
Partner with testing, audit, regulatory examination, and risk management teams on findings and remediation
Participate in governance forums, policy and procedure reviews, risk assessments, reporting, and compliance initiatives
Prepare and present compliance guidance, risk assessments, and reporting to business partners and senior leadership

Requirements

What you’ll need

4+ years of Compliance experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
Knowledge and understanding of Consumer Credit Card products and/or credit card lending industry
Experience interpreting and applying state, federal, and agency legal and regulatory compliance requirements specific to Consumer lending, including Regulation Z, Regulation B, Fair Credit Reporting Act, CAN-SPAM, UDAAP, SCRA, MLA, and Fair Lending
Experience in risk management and regulatory compliance
Knowledge and understanding of lending policies, regulations, and compliance
Active Certified Regulatory Compliance Manager (CRCM) designation preferred
Experience developing, implementing, and monitoring a risk-based compliance program
Ability to review and monitor issues and corrective actions relating to regulatory compliance
Proven track record of building and maintaining strong working relationships and coordinating with stakeholders
Willingness to work onsite at a stated location
Position is not eligible for VISA sponsorship
Must successfully complete and pass a FINRA background check prior to hire
Must meet ongoing FINRA regulatory obligations, including periodic screening and mandatory reporting of certain incidents
Affected employees must provide information to the Wells Fargo Personal Account Dealing Team and comply with applicable outside-activity and personal-investing policies

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities may be available