Senior Counsel, Senior AVP – Merchant Services

Wells Fargo

. Join Wells Fargo's Merchant Services team within the Legal Department .

Posted 10/26/2026full-timeUnited StatesSenior💰 $139,000 - $260,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in legal support for payment card acquiring and financial product development, with a strong focus on compliance with BSA/AML, OFAC, and KYC regulations. Proven ability to analyze complex legal issues and provide strategic guidance to business clients.

Highest-signal resume keywords

Active State Bar MembershipLegal Support for Payment Card AcquiringExperience with BSA/AML, OFAC, KYC RegulationsDrafting and Negotiating Commercial AgreementsAnalyzing Changes in Laws and Regulations

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Legal AnalysisRisk ManagementProduct DevelopmentVendor Relationship ManagementNegotiation SkillsRegulatory ComplianceCommercial Agreements DraftingPayment Network RulesFinancial Crimes AdvisoryComplex Legal Issue Identification

Soft Skills

CollaborationStrategic ThinkingCommunicationAdvisory SkillsProblem Solving

Industry Keywords

Merchant ServicesPayment Card AcquiringFinancial Product DevelopmentFederal and State LawsRisk and ComplianceMerchant AgreementsStatements of WorkNondisclosure AgreementsPayment Network RequirementsLegal Guidance

About the role

Key responsibilities & impact

Join Wells Fargo's Merchant Services team within the Legal Department
Provide legal support for payment card acquiring, product development and implementation, vendor relationships, regulatory requirements, risk management, payment network rules, and network agreements
Work directly with business clients and partner with attorneys, risk and compliance partners, and other stakeholders
Lead or participate in moderately complex initiatives and deliverables supporting Merchant Services
Contribute to broader planning and strategic initiatives
Assist senior lawyers with legal advice and guidance on federal and state laws and regulations
Analyze related policies, standards, and procedures
Support credit, debit, and other payment card acquiring activities and payment network requirements
Identify and analyze complex legal issues and advise business clients on legal and risk mitigation strategies
Provide legal guidance on product development, implementation, and other Merchant Services initiatives
Advise internal clients on acquiring, money transmitter, BSA/AML, OFAC, KYC, and other financial crimes requirements

Requirements

What you’ll need

4+ years of Law experience, or equivalent demonstrated through work experience, training, military experience, or education
Active State Bar membership or the equivalent in a country outside the United States
Experience as a practicing attorney supporting merchant services, merchant acquiring, payments, or financial product development and implementation
Experience with credit and debit card network rules and regulations
Experience drafting and negotiating commercial agreements, including merchant agreements, statements of work, and nondisclosure agreements
Experience advising on BSA/AML, OFAC, KYC, and other financial crimes requirements
Experience analyzing changes in laws and regulations and advising management regarding their impact on business activities
Ability to identify and analyze complex legal issues and provide practical legal advice and recommendations
Ability to collaborate effectively within the Legal Department and with business, risk, compliance, and other corporate partners
Must work onsite from one of the required locations
Must work in the office at least 3 days a week on a hybrid schedule
Not eligible for Visa sponsorship

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Hybrid schedule with in-office work at least 3 days a week
Relocation assistance is not available
Visa sponsorship is not available