Senior Credit Portfolio Consultant

Wells Fargo

. Assess construction and credit risk throughout the project life cycle, including underwriting, closing, construction, funding, and project completion .

Posted 11/5/2026full-timeUnited StatesSenior💰 $87,000 - $154,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in assessing construction and credit risk throughout the project life cycle, with a strong focus on commercial real estate construction lending, underwriting, and portfolio management. Proficient in evaluating project feasibility, managing multiple workstreams, and ensuring compliance with credit policies.

Highest-signal resume keywords

Credit Portfolio Consulting ExperienceCommercial Real Estate Construction LendingConstruction Risk EvaluationProject Feasibility AssessmentMicrosoft Excel Proficiency

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Construction Risk EvaluationProject Feasibility AssessmentCommercial Real Estate Construction LendingUnderwritingPortfolio ManagementConstruction Loan AdministrationCredit Risk AnalysisConstruction Due DiligenceBudget ReviewDraw Administration

Soft Skills

Analytical SkillsProblem-Solving SkillsOrganizational SkillsCommunication SkillsCollaboration Skills

Tools & Technologies

Microsoft ExcelMicrosoft AccessSharePoint

Industry Keywords

Commercial Real EstateConstruction LendingCredit PolicyRisk ManagementProject Monitoring

About the role

Key responsibilities & impact

Assess construction and credit risk throughout the project life cycle, including underwriting, closing, construction, funding, and project completion
Review and analyze commercial real estate construction due diligence to evaluate project feasibility and identify potential risks
Evaluate construction budgets, permitting, project documentation, and other information necessary to assess project completion
Support commercial real estate construction loan closings, focusing on credit and collateral quality
Monitor post-closing construction activity, project progress, draw requests, and funding
Identify, evaluate, and escalate emerging construction, credit, or collateral risks
Ensure construction projects and lending activities comply with applicable credit policies and loan requirements
Make recommendations in complex situations involving commercial real estate construction and credit risk
Collaborate with Relationship Managers, Portfolio Managers, Independent Risk Management, and business partners
Provide technical guidance on commercial real estate construction lending
Participate in projects and initiatives supporting the credit and portfolio organization
Lead or participate in credit and portfolio consulting services
Mentor and guide planning related to credit performance, emerging risks, and credit and portfolio strategies
Resolve moderately complex credit issues
Lead teams, projects, or initiatives and mentor less experienced staff

Requirements

What you’ll need

4+ years of Credit Portfolio Consulting experience, or equivalent demonstrated through work experience, training, military experience, or education
4+ years of commercial real estate experience, with experience in construction lending, underwriting, portfolio management, or construction loan administration
Experience evaluating construction risk and project feasibility
Knowledge of commercial real estate construction due diligence and permitting requirements
Experience reviewing construction budgets, project documentation, and information used to assess construction risk
Experience with commercial real estate construction loan closings, draw administration, project funding, and post-closing construction monitoring
Knowledge of commercial real estate credit risk and credit policy
Experience working with Relationship Managers, underwriters, Portfolio Managers, credit partners, risk partners, or other commercial lending stakeholders
Strong analytical and problem-solving skills
Strong organizational skills and ability to manage multiple projects, transactions, or workstreams simultaneously
Excellent written and verbal communication skills
Ability to work effectively in a matrixed environment and build partnerships across multiple functions
Advanced proficiency with Microsoft Excel; experience with Microsoft Access and SharePoint
Ability to work onsite at one of the posted locations
No visa sponsorship available

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities may be available