Senior Credit Resolution Specialist – Commercial Credit Workout

Wells Fargo

. Serve as the Relationship Manager for a portfolio of challenged Mid Corporate and CIB credit relationships .

Posted 11/10/2026full-timeUnited StatesSenior💰 $119,000 - $206,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in Credit Resolution, including the development and execution of credit strategies, financial analysis, and stakeholder management. Proficient in evaluating complex capital structures and negotiating credit transactions while maintaining compliance with regulatory requirements.

Highest-signal resume keywords

Credit Resolution ExperienceFinancial AnalysisStakeholder ManagementNegotiation SkillsPortfolio Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit UnderwritingRestructuringWorkoutFinancial Statement EvaluationCash Flow AnalysisLoan DocumentationAmendments DevelopmentSyndicated Loans AnalysisDebt Tranche EvaluationRecovery Scenario Assessment

Soft Skills

Analytical SkillsProblem-Solving SkillsVerbal CommunicationWritten CommunicationTime Management

Tools & Technologies

Microsoft ExcelMicrosoft PowerPointMicrosoft OutlookMicrosoft Word

Industry Keywords

Corporate LendingSpecial AssetsCovenant ComplianceIntercreditor AgreementsFinancial SponsorsCredit AgreementsCollateral CoverageEnterprise ValueDebt-Service CapacityCross-Functional Collaboration

About the role

Key responsibilities & impact

Serve as the Relationship Manager for a portfolio of challenged Mid Corporate and CIB credit relationships
Maintain direct engagement with company management, financial sponsors, and other key stakeholders
Develop, recommend, and execute credit resolution strategies, including amendments, restructurings, refinancings, asset sales, and other repayment or recovery alternatives
Evaluate financial performance, liquidity, cash flow, business plans, collateral, and debt-service capacity to identify risks and assess resolution alternatives
Analyze complex capital structures, including syndicated facilities, multiple debt tranches, lien priorities, and intercreditor arrangements
Lead borrower discussions and coordinate negotiations with lenders, legal counsel, financial advisors, and internal partners
Prepare and present credit recommendations, risk assessments, and relationship updates to management and approval authorities
Monitor borrower performance, covenant compliance, and progress against resolution milestones
Exercise sound judgment within delegated authority and in accordance with Credit Resolution policies, procedures, and applicable regulatory requirements
Partner across Credit Resolution, Mid Corporate, CIB, Risk, Legal, and other functions to manage relationships and achieve resolution objectives
Contribute to cross-functional initiatives, share expertise, and support the development of Credit Resolution best practices

Requirements

What you’ll need

4+ years of Credit Resolution experience, or equivalent demonstrated through work experience, training, military experience, or education
Experience in commercial or corporate lending, credit underwriting, portfolio management, workout, special assets, restructuring, or credit resolution
Experience managing borrower relationships and working directly with company management, financial sponsors, lenders, and advisors
Experience analyzing private and public companies with complex capital structures, including syndicated loans and multiple classes of debt
Ability to evaluate financial statements, cash flow projections, liquidity, enterprise value, collateral coverage, and recovery scenarios
Working knowledge of loan documentation, including credit agreements, collateral documents, guarantees, and intercreditor agreements
Experience developing and negotiating amendments, waivers, forbearance agreements, restructurings, and other credit resolution transactions
Strong analytical and problem-solving skills
Ability to manage multiple relationships, balance competing priorities, meet deadlines, and deliver results in a fast-paced environment
Strong verbal and written communication, negotiation, and stakeholder management skills
Proficiency in Microsoft Office applications, including Excel, PowerPoint, Outlook, and Word
Bachelor’s degree in Accounting, Finance, Economics, or a related field
Ability to work from one of the approved locations listed in the job posting
This position is not eligible for Visa sponsorship

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities