Senior Lead Credit Risk Officer – Wholesale Credit Policy

Wells Fargo

. Lead complex initiatives, including cross-functional initiatives with broad impact .

Posted 10/8/2026full-timeUnited StatesSenior💰 $185,000 - $300,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in Credit Risk Management, including policy development, governance, and regulatory compliance. Proven ability to lead cross-functional initiatives and influence senior stakeholders through effective communication and collaboration.

Highest-signal resume keywords

Credit Risk ExperiencePolicy Writing CapabilitiesWholesale Credit UnderwritingManagement ExperienceRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Policy DevelopmentCredit Approval AuthorityRisk Appetite AnalysisPolicy ManagementCredit Risk Communication

Soft Skills

Influencing StakeholdersBuilding ConsensusCollaborationIndependent Judgment

Industry Keywords

Wholesale CreditRegulated Financial InstitutionGovernance StandardsAudit InteractionRisk Management

About the role

Key responsibilities & impact

Lead complex initiatives, including cross-functional initiatives with broad impact
Write credit policies with minimal guidance to align with regulatory requirements, the bank’s risk appetite, Wholesale content requirements, and the Policy Management Policy
Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite
Ensure policies align with regulatory expectations, risk appetite, and governance standards
Serve as a trusted advisor and subject matter expert on credit risk topics and policy governance
Exercise independent judgment across multiple lines of business and lending types
Collaborate with peers, colleagues, managers, and business partners to resolve issues and achieve goals
Interact with internal and external customers
Collaborate with the business for oversight of risk management
Interact with Audit, Legal, Control, external agencies, regulatory bodies, and Compliance on risk-related initiatives
Lead roundtables and serve as a subject matter expert on specific lending topics
Participate in content creation for Wholesale Credit Policy publications
Provide perspective and feedback on surveillance programs such as the Credit Policy Exception Program
Lead resolution of issues and related corrective actions

Requirements

What you’ll need

7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of work experience, training, military experience, or education
Broad wholesale credit experience within a large, regulated financial institution
Solid understanding of Wholesale Credit Underwriting
Strong policy-writing capabilities
Current or prior delegated credit approval authority, including approval of complex credit transactions and provision of effective independent challenge
Experience in credit policy development and governance
Demonstrated ability to influence senior stakeholders and build consensus through clear, disciplined credit risk communication
3+ years of prior management or senior leadership experience, including leading teams or enterprise-wide, cross-functional initiatives
No sponsorship offered

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement