Senior Lead Product Manager, Deposit Pricing & Liquidity Strategy

Wells Fargo

. Support strategic management of Wells Fargo’s wholesale deposit portfolio .

Posted 11/2/2026full-timeUnited StatesSenior💰 $139,000 - $239,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in deposit portfolio management, pricing strategies, and balance sheet optimization within financial services. Proven ability to analyze performance metrics, develop strategic recommendations, and influence stakeholders across matrixed organizations.

Highest-signal resume keywords

Deposit Portfolio ManagementPricing Strategy DevelopmentBalance Sheet OptimizationAdvanced Analytics and ForecastingRegulatory Liquidity Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Deposit Pricing StrategyFunds Transfer Pricing (FTP)Interest Rate Risk ManagementDeposit Beta AnalysisLiquidity ManagementStress TestingScenario AnalysisProduct Management FrameworksCommercial Deposit ProductsTreasury Management Solutions

Soft Skills

Executive CommunicationStorytelling CapabilitiesInfluencing SkillsLeadership Across Organizations

Industry Keywords

Asset Liability Committees (ALCO)Commercial BankingCorporate & Investment BankingTransaction BankingFinancial Services

About the role

Key responsibilities & impact

Support strategic management of Wells Fargo’s wholesale deposit portfolio
Develop portfolio strategies optimizing deposit mix, funding value, profitability, and balance durability
Own deposit pricing approach and governance, including pricing frameworks, guardrails, rate-setting methodologies, and competitive positioning
Analyze deposit portfolio performance, beta behavior, interest rate sensitivity, client balance migration, and funding economics
Develop forecasts, scenario analyses, and executive recommendations
Partner with Treasury Management and Coverage teams to increase operational deposits, deepen primary banking relationships, and improve funding quality
Identify opportunities to grow low-cost, relationship-based deposits and improve operating account penetration
Collaborate with Treasury, Finance, and Asset Liability Management teams on funding plans, liquidity requirements, FTP methodologies, and interest rate risk objectives
Support ALCO discussions through portfolio insights, analytics, and strategic recommendations
Advise senior leadership on deposit strategy, pricing actions, market trends, and portfolio performance
Lead cross-functional initiatives across Product, Treasury, Finance, Risk, and Technology to deliver growth, profitability, and balance sheet optimization

Requirements

What you’ll need

7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through work experience, training, military experience, or education
5+ years of experience managing deposit portfolios, funding strategies, or balance sheet optimization initiatives
Experience developing pricing strategies and product management frameworks within financial services
Deep understanding of commercial deposit products, treasury management solutions, and enterprise funding strategies
Strong experience managing large-scale deposit portfolios and driving balance sheet optimization outcomes
Experience engaging with Asset Liability Committees (ALCO), Treasury, and Asset Liability Management organizations
Advanced knowledge of deposit pricing strategy, Funds Transfer Pricing (FTP), interest rate risk management, deposit beta analysis, liquidity management, balance sheet optimization, stress testing and scenario analysis, and regulatory liquidity frameworks
Experience using advanced analytics, modeling, and forecasting techniques
Proven track record of executing pricing optimization opportunities
Strong executive communication and storytelling capabilities
Ability to influence and lead across large matrixed organizations
Experience working with Commercial Banking, Corporate & Investment Banking, Treasury Management, or Transaction Banking businesses
Strong understanding of regulatory, liquidity, and risk management requirements affecting deposit portfolios

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities may be available