Senior Lead Product Manager – Paper Receivables

Wells Fargo

. Own the product strategy, target state, and multiyear roadmap for the Paper Receivables portfolio .

Posted 9/15/2026full-timeCharlotte • California • United StatesSenior💰 $139,000 - $260,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in product management and strategy for Paper Receivables, with a strong focus on financial acumen, client engagement, and cross-functional collaboration. Proven ability to lead product lifecycle management, including modernization and migration strategies in a regulated environment.

Highest-signal resume keywords

Product ManagementTreasury ManagementPaper Receivables CapabilitiesFinancial AcumenClient Engagement

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Applicant Tracking System Keywords

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Hard Skills

Product DevelopmentStrategic PlanningProcess ManagementChange DeliveryAgile Product OwnerP&L ManagementData Quality ImprovementRisk ManagementProduct Lifecycle ManagementCommercialization

Soft Skills

Executive CommunicationInfluencing StakeholdersMentoringNavigating AmbiguityDriving Accountability

Industry Keywords

ReceivablesTransaction BankingCommercial PaymentsDeposit ProductsLockboxRemote DepositCheck ProcessingImage and Data CaptureBusiness ContinuityControl Design

About the role

Key responsibilities & impact

Own the product strategy, target state, and multiyear roadmap for the Paper Receivables portfolio
Serve as the senior product subject matter expert for paper receivables, covering client needs, market trends, competitive positioning, operational processes, and technology capabilities
Manage portfolio performance, including revenue, expenses, pricing, profitability, volumes, attrition, service performance, adoption, and investment outcomes
Identify opportunities to improve funds availability, data quality, straight-through processing, reconciliation, exception handling, and the client experience
Lead paper-to-electronic migration strategies while preserving client choice and continuity
Translate client feedback, sales insights, operating data, risk findings, and market research into product priorities, business requirements, and investment cases
Partner with Sales and relationship teams on client opportunities, product positioning, sales enablement, pipeline conversion, and strategic client engagements
Lead product discovery and requirements definition, establish success measures, and make tradeoff recommendations across scope, timing, cost, and risk
Drive the full product lifecycle, including development, launch readiness, commercialization, pricing, servicing, modernization, migration, platform consolidation, and product retirement
Partner with Technology and Operations to sequence roadmaps, manage dependencies, address capacity constraints, and improve delivery transparency
Establish and maintain a strong product risk and control environment across product development, change management, implementation, third-party relationships, and ongoing performance
Lead cross-functional forums, frame decisions for senior leaders, and communicate portfolio strategy, performance, risks, investment needs, and execution status
Mentor product managers and contribute to product management practices, talent development, and knowledge sharing

Requirements

What you’ll need

7+ years of Product Management, product development, strategic planning, process management, change delivery, or agile product owner experience, or equivalent demonstrated through work experience, training, military experience, or education
Deep experience in treasury management, receivables, transaction banking, commercial payments, or deposit products
Experience with paper receivables capabilities such as lockbox, remote deposit, desktop deposit, check processing, image and data capture, cash acceptance, or deposit reporting
Experience managing an established, operationally intensive portfolio while leading modernization, automation, or platform transformation
Strong financial acumen and experience managing product P&L, pricing, profitability, investment prioritization, attrition, and business performance
Knowledge of commercial client receivables workflows, including payment receipt, posting, exception management, data delivery, reconciliation, and order-to-cash integration
Experience developing strategies to migrate clients from paper-based processes to electronic, automated, or integrated receivables solutions
Ability to translate complex client, operational, technology, and risk issues into clear product requirements, prioritized roadmaps, and executive decisions
Demonstrated success influencing senior stakeholders and leading cross-functional work across Product, Sales, Technology, Operations, Finance, Risk, Legal, and Compliance
Experience with product risk management, change management, third-party dependencies, business continuity, and control design in a regulated environment
Strong client-facing and commercialization skills, including proposition development, strategic client engagement, and adoption planning
Executive-level written and verbal communication skills, including the ability to simplify complex topics, frame tradeoffs, and make clear recommendations
Ability to operate independently, navigate ambiguity, and drive accountability across multiple teams without direct authority
Bachelor’s degree or higher in business, finance, technology, or a related field
Ability to travel up to 15% of the time
This position is not eligible for Visa Sponsorship

Benefits

Comp & perks

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
Incentive opportunities may be available