Lead Business Credit Specialist, Fraud Strategy & Analytics

. Advise line of business and companywide functions on business strategies using performance metrics, population distributions, and complex data analysis .

Posted 11/6/2026full-timeUnited StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates advanced analytical capabilities in fraud and credit risk, utilizing SAS, SQL, and Python to develop data-driven strategies that enhance operational performance and compliance within the financial services sector.

Highest-signal resume keywords

Business Credit ExperienceAdvanced Analytical ExperienceSAS ProficiencySQL ProficiencyPython Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data AnalysisFraud AnalyticsCredit Risk StrategyOperations AnalyticsStrategy DevelopmentPortfolio Performance MonitoringData-Driven Decision Making

Soft Skills

CollaborationMentoringSelf-MotivationOwnershipAccountability

Industry Keywords

Auto FinanceConsumer LendingFinancial ServicesCompliancePerformance Metrics

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Advise line of business and companywide functions on business strategies using performance metrics, population distributions, and complex data analysis
Identify new tools and methods to analyze data
Ensure compliance with legal regulations and policies on managed projects
Collaborate with peers, colleagues, and mid-level to senior managers to resolve issues and achieve goals
Lead projects and teams, and mentor staff, interns, and external contractors
Develop business strategies to drive growth, profitability, and competitive advantage for Wells Fargo
Develop, test, analyze, and implement strategies aligned with financial objectives and macroeconomic conditions
Partner with Technology, Product, Risk, and Operations teams to drive impact on products, problems, or initiatives
Identify fraud and income verification trends across the auto lending portfolio
Develop data-driven recommendations and transform insights into actionable strategies that improve operational performance, strengthen controls, and support audit and governance initiatives

Requirements

What you’ll need

5+ years of Business Credit experience, or equivalent demonstrated through work experience, training, military experience, or education
Advanced analytical experience in fraud, credit risk, or lending strategy
Advanced proficiency in SAS, SQL, and Python
Ability to monitor data and metrics
Experience within auto finance, consumer lending, or financial services
Proven ability to partner across cross-functional teams
Experience within credit risk and/or fraud analytics teams
Strong understanding of operations analytics, strategy development, portfolio performance, and data-driven decision making in a financial services environment
Demonstrated self-motivation with a strong sense of ownership and accountability
Willingness to work on-site at one of the stated locations
Ability to travel up to 10%
Position is eligible for Visa sponsorship

Benefits

Comp & perks

Visa sponsorship eligibility
Hybrid work schedule
Up to 10% travel opportunity
Wells Fargo equal opportunity employer
Medical accommodation support during recruitment
Drug-free workplace