Private Client Banker III

Wintrust Financial Corporation

. Maintain and develop an existing portfolio by assessing and supporting banking and customized lending solution needs of high-net-worth clients .

Posted 10/14/2026full-timeChicago • Illinois • United StatesSeniorLead💰 $141,000 - $190,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates extensive experience in developing and managing relationships with high-net-worth clients, applying deep credit expertise, and structuring customized lending solutions. Proficient in analyzing credit and underwriting while collaborating with team members to deliver exceptional client service.

Highest-signal resume keywords

High-Net-Worth Client Relationship ManagementCredit ExpertiseInvestment Portfolio KnowledgeLoan Structuring and NegotiationTeam Collaboration and Mentoring

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit AnalysisUnderwritingRisk MitigationLoan StructuringDocumentation ManagementCollections ManagementDefault ManagementFinancial AnalysisRelationship DevelopmentNegotiation

Soft Skills

TeamworkMentoringClient Service

Tools & Technologies

Microsoft Office

Industry Keywords

Banking SolutionsCustomized LendingInvestment SolutionsTrust SolutionsHigh-Net-Worth IndividualsFinancial ServicesPortfolio ManagementCredit RiskLoan CommitteeBusiness Finance

About the role

Key responsibilities & impact

Maintain and develop an existing portfolio by assessing and supporting banking and customized lending solution needs of high-net-worth clients
Pursue new relationship opportunities through creative credit and non-credit solutions and by leveraging other business partners
Negotiate loan structures and cross-sell products
Maintain comprehensive understanding of current lending products and relevant industry trends and practices
Structure deals consistently by analyzing credit and underwriting to align client needs with risk mitigation
Present at Loan Committee when needed and drive deals through underwriting and closing
Maintain properly documented files and manage renewals, collections, past dues, and defaulted loans
Collaborate with peers and mentor junior team members to deliver superior client service

Requirements

What you’ll need

Minimum of 7 years of experience developing and managing relationships with high-net-worth clients
Hands-on experience applying deep credit expertise
Working knowledge of investment portfolios and trust solutions
Demonstrated experience working in a team environment
Experience introducing appropriate partners and investment, trust, and banking solutions to high-net-worth individuals, families, and institutions
Ability to apply credit expertise, identify risk, and complete necessary analysis and documentation to achieve credit actions
College Degree / Business, Finance, Accounting, Real Estate, Economics preferred
Proficiency in Microsoft Office products

Benefits

Comp & perks

Competitive pay and discretionary or incentive bonus eligible
Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement
Family-friendly work hours
Opportunities to grow and develop in your career
Promote from within culture
Medical Insurance
Dental
Vision
Life insurance
Accidental death and dismemberment
Short-term and long term Disability Insurance
Parental Leave
Employee Assistance Program (EAP)
Traditional and Roth 401(k) with company match
Flexible Spending Account (FSA)
Employee Stock Purchase Plan at 5% discount
Critical Illness Insurance
Accident Insurance
Transportation and Commuting Benefits
Banking Benefits
Pet Insurance