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YouLend

Senior Data Scientist

YouLend

. Analyse large, complex datasets to uncover patterns, insights, and trends that inform business decisions .

Posted 10/28/2026full-timeLondon • United KingdomSenior💰 £100,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in analyzing complex datasets and building machine learning models to drive business decisions in the fintech sector. Proficient in Python and SQL, with a strong focus on MLOps and predictive modeling.

Highest-signal resume keywords
Data AnalysisMachine Learning Model DevelopmentPython ProficiencySQL ProficiencyMLOps Best Practices

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Data ManipulationPredictive ModelingAlgorithm DevelopmentData VisualizationStatistical AnalysisRisk AssessmentFraud DetectionCustomer PersonalizationProbability-of-Default ModelingRevenue-Forecasting Modeling
Soft Skills
CollaborationCommunicationProblem-SolvingInsight Translation
Industry Keywords
FintechFinancial ServicesData ScienceMLOpsEmbedded FinanceTransactional Datasets

Tech Stack

Tools & technologies
PythonSQL

About the role

Key responsibilities & impact
  • Analyse large, complex datasets to uncover patterns, insights, and trends that inform business decisions
  • Build and deploy machine learning models to forecast financial outcomes, detect fraud, optimise credit risk, and enhance customer personalisation
  • Develop and improve algorithms for financial services such as pricing or risk assessment
  • Create compelling visualisations and dashboards to communicate findings to stakeholders
  • Collaborate with risk managers, engineers, and commercial teams to integrate data-driven insights into products and strategies
  • Partner with the data and ML engineering team to ensure data pipelines are robust, scalable, and optimised for analysis and inference
  • Contribute to best practices in MLOps and model lifecycle management
  • Develop and enhance Probability-of-Default and Revenue-Forecasting models
  • Uncover insights that drive smarter decisions and support embedded finance
  • Support global businesses from the London headquarters

Requirements

What you’ll need
  • Proven experience as a data scientist within a fintech
  • Strong proficiency in Python and SQL for data manipulation, analysis, and model development
  • Hands-on experience with a wide range of machine learning algorithms and foundational MLOps practices
  • Ability to design and build predictive models that solve real business problems
  • Skilled at translating complex data into clear, actionable insights for technical and non-technical audiences
  • Experience working with financial or transactional datasets is a plus

Benefits

Comp & perks
  • Award-Winning Workplace: YouLend has been recognised as one of the “Best Places to Work in 2024, 2025 and 2026” by the Sunday Times for being a supportive, diverse, and rewarding workplace.
  • Award-Winning Fintech: YouLend has been recognised as a “Top 250 Fintech Worldwide” company by CNBC.
  • Clear outlook to compensation through bonus or share option appreciation and career growth.
  • Supportive private equity backing.
  • Private Medical Insurance (via Vitality)
  • EAP with Health Assured
  • Enhanced Maternity and Paternity Leave
  • Great office space, including a gym, in Central London
  • Subsidised lunch (via Feedr)
  • Deliveroo allowance if working late in the office
  • Monthly in-office masseuse
  • Team and Company socials
  • Sports clubs
  • Supportive, diverse, and rewarding workplace
  • Independent work environment where results matter
  • Data-driven culture and emphasis on speed