Analyst

• Conduct in-depth industry and financial analysis of existing and potential borrowers
• Support Lending and Credit functions of the Bank
• Underwrite commercial exposures within the Commercial Workout Department, including renewals, extensions, and occasional new money
• Analyze moderately complex loans, industries, and customers
• Research industry-specific information from external sources
• Participate in customer meetings and make direct inquiries for customer information
• Perform underwriting analysis of borrower character, creditworthiness, and financial condition
• Provide analytical support to the lending function
• Prepare timely approval memorandums for lending and credit authorities
• Analyze financial statements, management profiles, business and product cycles, cash flow, collateral, and aging data
• Prepare written analyses and recommendations for approval, denial, or alternative structures
• Maintain credit files and monitor updated financial statements and analysis memos
• Monitor compliance with regulatory requirements
• Identify deviations from Company Commercial Loan Policy and recommend alternative structures to reduce credit risk
• Meet operational quality and timeliness standards

Analyst jobs in Maine

Credit Analyst II