Analyst

• Evaluate and analyze credit applications from individual and business clients
• Analyze financial statements, credit histories, and supporting documentation to assess creditworthiness and risks
• Review applications for fraud indicators and verify client identification, signatures, and documentation
• Assess applications within agreed SLA timelines and align recommendations with Retail Credit Policy
• Make credit decisions on special schemes and assigned applications within delegated approval authority
• Conduct credit reference checks, due diligence, and employer confirmations
• Monitor emerging credit trends and refine assessment methodologies
• Verify applications are not processed for suspended branches or customers
• Engage Legal, Treasury, Security Management Unit, branch network, and other stakeholders on secured loans
• Draft and issue offer letters and communicate approved facilities through branch networks
• Verify collateralization and loan documentation, including land rent, valuation, insurance, title deeds, and mortgages
• Review loan restructuring and other financial product requests and assess their risks
• Collaborate with team members and branch staff, support succession planning, conduct training, and facilitate knowledge sharing
• Ensure compliance with NBC Bank policies and regulatory requirements
• Participate in internal audits and help address compliance gaps
• Perform additional assigned responsibilities within specified timelines

Analyst jobs in Tanzania

Credit Analyst