Evaluator

• Analyze and process credit proposals and applications for Mashreq Bank’s retail lending and Islamic products for approval or escalation within the stipulated TAT
• Ensure smooth implementation of front-end automation of the credit process across lending products
• Regulate approvals within Credit Policy and Product parameters
• Ensure consistent application of credit policy, quality underwriting decisions, and collateral documentation
• Perform supervisory credit reviews for mortgage products according to standard operating procedures and Product Program Guidelines
• Provide reliable backup in the absence of the team leader/Assistant Manager
• Support development and training of new staff
• Analyze eligibility, bank statements, past data, Flexcube, Prime, and other applicable systems through RCMS
• Evaluate and suggest improvements to team productivity
• Undertake projects to increase unit productivity and enhance retail lending products and credit policy
• Participate in training, process improvement initiatives, and system changes
• Identify exceptions involving eligibility, pricing, CPV, system information capture, and collateral compliance
• Communicate deficiencies and policy violations to the Team Leader/Assistant Manager
• Categorize cases as Declined, Rejected, or for Deviation Approval when checks fail
• Meet daily productivity targets and committed turnaround times
• Exercise first-line controls to book quality applications and highlight document anomalies to the Fraud Prevention Unit
• Participate in quality-unit training and testing
• Identify anomalies and recommend changes to Credit Policy, Product Manual, operational procedures, and risk controls

Evaluator jobs in India

Lead – Credit Evaluator