Financial Crime

• Detect suspicious financial activity and ensure regulatory compliance
• Perform quality control tasks
• Lead investigations and potentially supervise junior analysts
• Collaborate with clients to manage financial crime risks
• Identify data anomalies and red flags related to money laundering, terrorist financing, fraud, and sanctions violations
• Escalate cases for second-level review as appropriate
• Verify client identities and relationship purpose under Know Your Customer (KYC) procedures
• Assist with client communication, production data analysis, and development of client-specific aids and training materials
• Support analysts with workflow items and administrative tasks
• Submit written work for internal and client quality control review
• Incorporate review feedback and apply insights to future work
• Meet designated deadlines and procedures
• Comply with AML requirements, applicable laws, regulations, guidance, company policies, procedures, and client expectations

Senior Financial Crimes Investigator – AML

• Monitor, identify, report, and investigate suspicious activity related to potential money laundering, financial crimes, and terrorist financing
• Assess customers' financial crimes risk and ensure compliance with BSA, AML, CIP, CDD, EDD, and beneficial ownership requirements
• Perform scheduled Enhanced Due Diligence reviews of high-risk accounts, including MSBs, MRBs, NBFIs, PSPs, NRAs, POATMs, and cryptocurrency businesses
• Analyze transactional account trends, patterns, and identification documentation and document conclusions from high-risk customer reviews
• Recommend accepting high-risk accounts, mitigating them to medium/moderate risk, or referring them for closure
• Provide information to the Financial Crimes Risk Manager to update procedures for newly identified high-risk customers
• Review Verafin reports for unidentified NGOs, MRBs, and MSBs; add tags and comments as needed
• Evaluate transactional activity for POATMs and MSBs to identify unusual patterns or lack of cash activity
• Maintain current knowledge of MSB and MRB requirements for Louisiana, Mississippi, Texas, Alabama, and Florida, as well as federal guidelines
• Communicate with bank personnel to obtain documentation and information for high-risk account investigations and reviews
• Track required MSB documentation and work with retail and lending employees to resolve exceptions
• Process Verafin alerts involving privately owned ATM transactions and new account scenarios
• Add comments and assigned risk ratings to new Remote Deposit Capture accounts in Verafin
• Use internal bank systems and external research tools for AML investigations and documentation
• Develop knowledge of AML regulations and suspicious activity patterns
• Support special projects and critical BSA/AML casework
• Perform the role without supervisory responsibilities

Financial Crimes Risk Analyst

• Review and evaluate transactions to identify potential suspicious activity
• Verify client identities and assess relationships with financial institutions for KYC purposes
• Interpret and implement client-operating policies related to financial data
• Identify data anomalies and red flags involving money laundering, terrorist financing, fraud, and sanctions violations
• Escalate suspicious findings for second-level review
• Write clear, concise reports summarizing findings and recommendations
• Use basic Excel functions and Microsoft and internet applications for analysis
• Adhere to designated timeframes and procedures
• Submit written work products for internal quality-control review and make necessary adjustments
• Meet production and quality standards while collaborating with the team
• Ensure compliance with federal and state laws, regulations, company policies, and client AML requirements

Financial Crime jobs in Louisiana

Senior Financial Crimes Investigator – AML

Financial Crimes Risk Analyst

Financial Crimes Investigator, Entry Level