Loan Closer

• Prepares early disclosures, including Loan Estimates.
• Contacts title companies for estimated fees.
• Tracks loan pipeline and maintains a volume of approximately 25 loans.
• Orders flood certificates and follows flood procedures when a property is in a flood zone.
• Orders title work and coordinates closing with title companies.
• Compares credit scoring system and pricing matrix to ensure correct rate.
• Prepares appraisal engagement letters and orders appraisal reviews.
• Reviews and approves HUD and/or Closing Disclosures.
• Prepares order sheet and provides attorney with required items to order loan documents.
• Verifies initial and final APRs are within tolerance and meets Regulation Z standards.
• Runs HPML calculations and calculates escrow amounts on required loans.
• Calculates funding amounts, sends required items to Note Department for booking, and inputs wire information into wire system.
• Acts as backup for consumer residential loan closings.
• Reviews and prepares final closing package and ships to Lubbock credit department.
• Performs other duties as assigned.

Explore Loan Closer – Single Family Residential at Hilltop Holdings. Review requirements and application details.