Loan Officer

• Develop, originate, underwrite, close, and manage commercial loan relationships
• Develop and maintain referral networks with business professionals, community partners, commercial real estate professionals, and co-lending partners
• Generate new commercial loan and deposit relationships through calling, networking, community involvement, and member referrals
• Cultivate existing business-member relationships and identify opportunities for additional financial products and services
• Advise business members on lending and treasury management solutions
• Analyze financial statements, tax returns, cash flow projections, collateral values, and supporting documentation
• Collaborate with credit analysts and internal partners to evaluate loan requests and develop lending recommendations
• Prepare and present commercial loan packages for approval
• Coordinate loan closings with members, legal counsel, title companies, and other third parties
• Manage an assigned commercial loan portfolio for asset quality, member satisfaction, and profitability
• Monitor financial performance, loan covenant compliance, collateral sufficiency, and credit risk
• Conduct annual relationship reviews, financial analyses, risk assessments, site visits, business inspections, and collateral reviews
• Identify problem credits and develop risk-mitigation action plans
• Ensure loans comply with internal policies, regulatory requirements, and lending guidelines
• Maintain accurate loan files and supporting documentation
• Monitor portfolio performance and delinquency trends and recommend corrective actions
• Participate in loan review and audit processes
• Promote and refer members to treasury management, deposits, business accounts, merchant services, and other financial solutions
• Collaborate with retail, mortgage, wealth management, and operations teams
• Facilitate access to external accounting, legal, engineering, marketing, and management consultants
• Achieve commercial loan production goals and support Hope Credit Union's strategic growth objectives

Explore Commercial Loan Officer II at Hope Credit Union. Review requirements and application details.