Mortgage Loan Closer

• Create complete, compliant, and accurate closing packages for 1st Mortgage loans.
• Act as a primary liaison between Mortgage Loan Officers, Settlement Agents, and Borrowers.
• Validate fees, cross-reference data, and manage a pipeline of files under strict regulatory timelines.
• Process Initial and Final Closing Disclosures (CD) in accordance with TRID and regulatory guidelines.
• Validate third-party service fees and loan details.
• Build escrow accounts using payment schedules, tax figures, and premium due dates.
• Partner with settlement and title agents to finalize closing numbers and reconcile discrepancies.
• Complete verbal Verification of Employment checks within 10 calendar days of closing.
• Calculate, verify, and transmit wire originations to funding destinations.
• Audit “At Closing” documentation and conditions before packaging files for Post Closing and Servicing departments.
• Cross-train and provide back-up to the Initial Disclosure team.
• Prepare and distribute Initial Disclosure packages, including the Loan Estimate (LE), within TRID-required timelines.

Explore Senior Specialist, Mortgage Loan Closer at FNBO. Review requirements and application details.