Mortgage Loan Originator

• Cultivates mortgage loans and other business through relationship development with realtors, builders, title companies, and others within the community
• Originates mortgage loan applications
• Negotiates loan terms and rates
• Obtains customers’ vital information and provides expert advice on product options
• Provides required disclosures and notices in compliance with mortgage-related regulations
• Secures interest rate lock-ins with investors
• Manages the pipeline to protect the bank from interest rate risk
• Ensures departmental documents and activities comply with applicable laws, regulations, policies, and procedures
• Completes required compliance training
• Performs other assigned duties