Life Insurance Specialist

AAA

. Solicit and sell Life and Health insurance and Annuity products primarily within the ACG branch location .

Posted 10/26/2026full-timeGrosse Pointe • Michigan • United StatesJuniorMid-Level💰 $75,000 - $100,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in soliciting and selling Life and Health insurance products, with a strong focus on achieving sales goals and maintaining compliance with licensing requirements. Proficient in customer engagement and follow-up to maximize sales opportunities and ensure customer satisfaction.

Highest-signal resume keywords

Active Valid State Life LicenseMinimum 2 Years' Experience Selling Life InsuranceAbility to Pass LUTC or CLU CourseworkExperience Selling Intangible ProductsStrong Sales Techniques

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Sales TechniquesProposal PreparationCustomer EngagementLead DevelopmentSales ClosingApplication CompletionReport PreparationProduct KnowledgeFollow-Up PracticesCross-Selling

Soft Skills

Customer ServiceCommunicationNetworkingProblem SolvingCollaboration

Certifications & Qualifications

Life and Health LicensesLUTC or CLU Coursework

Industry Keywords

Life InsuranceHealth InsuranceAnnuity ProductsFinancial ServicesSales GoalsProspectingMembership ProductsAuto Club Group

About the role

Key responsibilities & impact

Solicit and sell Life and Health insurance and Annuity products primarily within the ACG branch location
Develop leads and prospects through phone calls, mailings, referrals, networking, website inquiries, and seminars
Prepare proposals and close sales of Life, Health, Annuity, Membership, and Financial Services products
Achieve established sales goals
Maintain thorough knowledge of product features, marketing techniques, and sales techniques
Use sound sales practices when working with customers
Respond to customer inquiries and problems
Build sales opportunities through customer engagement and follow-up
Complete appropriate applications and forms
Follow internal processing procedures and company policies
Prepare reports documenting prospecting and sales activities
Maintain specified production standards and persistency levels
Collaborate with branch colleagues to reach business goals
Maximize leads, sales opportunities, and cross-sell opportunities
Assist Underwriting and Brokerage Departments in satisfying requirements
Work in a temperature-controlled office environment
Attend community events with limited travel

Requirements

What you’ll need

Active valid State Life license
Ability to take and pass LUTC or CLU coursework
Maintain Life and Health licenses required to sell products
Valid State driver's license
Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products
High School diploma or equivalent
Minimum of 2 years' experience with a proven record of successfully soliciting and selling life insurance products
Experience selling intangible products
Ability and willingness to work irregular hours, including evenings and weekends
Regular and reliable attendance
Must consent to a background and drug screen if offered employment

Benefits

Comp & perks

$5,000 sign-on bonus: $2,500 paid after 30 days of employment and $2,500 paid after 90 days of employment
Unlimited income potential
New elevated tiered commissions for the first 12 months
Medical plans with multiple coverage options, including HSA eligibility
Prescription drug coverage
Dental and vision benefits
Employee Assistance Program
Company-paid basic life insurance
Optional supplemental life insurance and dependent coverage
Short-term and long-term disability coverage
Critical illness, accident, and pet insurance options
401(k) plan
3% automatic deferral upon eligibility
Employee contributions of 1% to 50% of eligible earnings, pre-tax or post-tax
Company match of 50% on employee contributions up to 6% of pay, with immediate vesting
Additional company contribution of 4% of pay each payday, 100% vested after three years of service
Health Savings Account and Flexible Spending Account options
Accrual-based PTO, increasing with tenure and eligible at 90 days of employment
Up to 12 PTO days annually for full-time new employees
10 company-paid holidays annually for full-time employees
1 mental health day, 2 floating holidays, and 1 volunteer day for full-time employees
Paid parental, bereavement, jury duty, and military leave
Tuition assistance up to $5,250 annually, with 80% covered by ACG
Professional certification support with 100% reimbursement for eligible programs
Career development and advancement opportunities
Complimentary AAA membership with roadside assistance and travel discounts
Adoption assistance program