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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in handling homeowner property insurance claims, including investigation, evaluation, negotiation, and resolution. Proficient in claims administration best practices and effective communication with stakeholders.
Highest-signal resume keywords
Claims Handling ExperienceProperty Claims AdministrationInsurance KnowledgeAdvanced Communication SkillsNegotiation Strategies
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Claims InvestigationDamage EvaluationCoverage DeterminationClaims ResolutionFault AssessmentSubrogation PrinciplesProperty Damage Data EvaluationClaims Administration Best PracticesConstruction Industry KnowledgeDatabase Management
Soft Skills
Advanced Interpersonal SkillsLeadership SkillsOrganization SkillsPlanning SkillsCustomer Service Orientation
Tools & Technologies
CACSHUONHOCGuidewireMicrosoft Office Suite
Certifications & Qualifications
Insurance/Claims Adjuster License
Industry Keywords
Homeowner Property InsuranceClaims ProcessThird-Party LiabilityVehicle Repair ProceduresBuilding Repair Procedures
Tech Stack
Tools & technologiesGuidewire
About the role
Key responsibilities & impact- Handle moderate to complex homeowner property insurance claims involving investigation, damages evaluation, negotiation strategies and claims resolution
- Identify and obtain statements from insureds, vendors and witnesses
- Conduct phone and/or field investigations to determine coverage and damages and differentiate allegations from facts
- Explain benefits, coverages and the claims process verbally or in writing in compliance with regulatory and statutory requirements
- Recognize and address moderate-complexity coverage issues
- Evaluate and determine claim values from property damage data
- Negotiate within settlement authority with insureds to resolve first claims
- Update database production reports and document and update claim files using company systems including CACS, HUON, HOC and Guidewire
- Control expenses for areas of responsibility
- Verify, interpret and resolve coverage by gathering information to ensure policy applicability
- Coordinate with internal and external departments as required
- Attend and participate in legal proceedings when needed
- Respond quickly and effectively to customer needs and problems
- Perform local travel to inspect accident scenes or first-party homeowner losses; field duties may involve company car usage
Requirements
What you’ll need- Bachelor's degree or equivalent combination of education and experience
- 4-6 years of prior claims handling experience required
- 4-6 years of property claims administration experience preferred
- 1-3 years of experience in the construction industry preferred
- Working knowledge of claims administration best practices and procedures
- Moderate knowledge of insurance, fault assessment, negligence and subrogation principles required
- Comprehensive understanding of vehicle and building repair procedures and third-party liability issues
- Working knowledge of Microsoft Office suite, general computer software and claims software
- Moderate leadership skills
- Advanced organization and planning recognition skills required
- Advanced oral and written communication skills required
- Advanced interpersonal skills required
- Valid driver's license, acceptable Department of Motor Vehicles record and minimum liability insurance issued by state required
- An insurance/claims adjuster license may be required for claims administration in specific states
Benefits
Comp & perks- Health coverage for medical, dental, vision
- 401(K) saving plans with company match
- Pension
- Tuition assistance
- Floating holidays and PTO for community volunteer programs
- Paid parental leave
- Wellness programs
- Employee discounts (membership, insurance, travel, entertainment, services and more!)
- Incentive program based upon the achievement of organization, team and personal performance
