Senior Manager, Credit Risk

Airwallex

. Lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk .

Posted 11/5/2026full-timeRemote • Texas • United StatesSenior💰 $128,000 - $210,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive expertise in credit risk management, including the design and governance of second-line risk frameworks across multiple jurisdictions. Proficient in overseeing FX and counterparty risk, with strong analytical skills to monitor portfolio trends and communicate risk positions effectively to senior stakeholders.

Highest-signal resume keywords

Credit Risk ManagementFX Risk OversightCounterparty Risk AssessmentRisk Framework GovernanceData Literacy

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk IdentificationUnderwriting StrategiesLimit ManagementPortfolio AnalyticsSQLPythonIFRS 9Stress TestingExposure MeasurementMitigation Strategies

Soft Skills

CommunicationIndependent ChallengeTrusted AdviceProactive MonitoringCollaboration

Tools & Technologies

Automated Decisioning EnginesCredit Scoring ModelsAlternative Data

Certifications & Qualifications

FRMPRMCFAMBAMaster's in Finance

Industry Keywords

Financial Risk DisciplinesPaymentsFintechRegulated Financial ServicesMerchant AcquiringCharge CardsB2B LendingDigital BankBanking PartnershipsGovernance

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Lead Airwallex’s global second-line oversight of credit, FX, and counterparty risk
Set guardrails supporting responsible growth across merchant acquiring, charge cards, FX, treasury, settlement, and banking-partner activities
Own the global risk framework, risk appetite, limits, governance, and portfolio oversight across products and legal entities
Provide independent challenge to first-line decisions and trusted advice to senior leaders
Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, credit assessments, limit-setting methodologies, exception processes, and mitigation strategies
Establish and monitor second-line controls for FX and counterparty exposures, including pre-funding, settlement, customer activity, treasury flows, banking partners, payment partners, merchants, and customers
Lead proactive monitoring of portfolio trends and early-warning indicators
Support risk committee decisions and material approvals
Represent Credit Risk in regulatory examinations, audits, and banking-partner reviews

Requirements

What you’ll need

10–15 years of progressively senior experience across credit risk, counterparty risk, FX risk, treasury risk, or related financial risk disciplines within banking, payments, fintech, or another highly regulated financial services environment
Deep experience designing, implementing, and governing second-line credit risk frameworks in a complex, multi-jurisdictional organization
Strong understanding of credit risk identification, measurement, underwriting, limit management, monitoring, mitigation, provisioning, loss recognition, and capital implications
Demonstrated experience managing risk across multiple product lines, such as merchant acquiring, commercial or charge cards, B2B lending, payment processing, FX, treasury, settlement, or banking-partner activities
Practical experience overseeing FX and counterparty risk, including exposure measurement, concentration risk, limits, settlement risk, prefunding, collateral or other mitigants, and escalation governance
Proven ability to challenge first-line decisions and communicate clear risk positions to senior executives, commercial leaders, product and operations teams, banking partners, auditors, and regulators
Advanced degree such as an MBA or Master's in Finance, Economics, Risk Management, or a related field (preferred)
Professional certification such as FRM, PRM, CFA, or an equivalent qualification (preferred)
Experience with automated decisioning engines, credit scoring models, portfolio analytics, or alternative data used in underwriting and monitoring (preferred)
Familiarity with IFRS 9, expected credit loss methodologies, stress testing, or other relevant prudential and accounting frameworks (preferred)
Strong data literacy and familiarity with SQL, Python, or similar tools used to analyze portfolio, exposure, and loss trends (preferred)
Experience working in a regulated payments fintech, digital bank, or financial institution with multiple licenses and banking partnerships (preferred)
Comfort operating in a high-growth environment with evolving priorities and a bias for practical, scalable execution (preferred)

Benefits

Comp & perks

Equity
Bonus eligibility
Medical insurance
Dental insurance
Vision insurance
401(k) plan
Short-term disability
Long-term disability
Basic life insurance
Well-being benefits
20 paid days of vacation for US-based employees
12 paid days of company holidays for US-based employees
Statutory minimum paid annual leave and public holidays