Senior Credit Analyst

Allianz

. Manage credit portfolios of diverse companies, including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors .

Posted 10/14/2026full-timeRemote • Maryland • United StatesSenior💰 $90,000 - $115,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit portfolio management, financial statement analysis, and credit rating assignments, with strong analytical and communication skills to present complex financial information effectively. Proficient in utilizing financial data and industry research to inform credit recommendations and maintain stakeholder relationships.

Highest-signal resume keywords

Credit Portfolio ManagementFinancial Statement AnalysisCredit Ratings PlatformsMicrosoft Excel ProficiencyAnalytical and Critical Thinking

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial Statement AnalysisCredit RatingsQuantitative AnalysisQualitative AnalysisData AnalysisCredit Risk AssessmentUnderwriting StrategiesMarket Trend AnalysisCorporate Financial EvaluationBusiness Forecasting

Soft Skills

Verbal CommunicationWritten CommunicationAnalytical SkillsCritical ThinkingRelationship Management

Tools & Technologies

Ratings PlatformsGenerative AI ToolsFinancial Data SoftwareCredit Analysis Tools

Certifications & Qualifications

Bachelor’s Degree in Business AdministrationBachelor’s Degree in FinanceMBA Preferred

Industry Keywords

BankingInsuranceFinancial InstitutionsCorporate ObligorsInvestment Grade CreditsNon-Investment Grade CreditsMiddle MarketLarge Corporates

About the role

Key responsibilities & impact

Manage credit portfolios of diverse companies, including public and private companies, investment grade and non-investment grade credits, and middle market to large corporate obligors
Perform comprehensive financial statement analysis to assign company credit ratings and recommend underwriting strategies
Review financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research, and peer data to determine appropriate credit ratings
Prepare and present complex credit recommendations on large exposures and strategically important credits to senior credit management and stakeholders in credit committee settings
Develop and maintain relationships with treasury and finance teams to obtain financial data, review financial performance, and discuss business forecasts
Author industry sector outlooks to determine underlying market trends

Requirements

What you’ll need

Prior fundamental credit training including financial statement analysis is preferred
Experience evaluating corporate financial statements of both public and private companies
Experience using ratings platforms for company research, financial data, and credit analysis
Experience producing thoughtful qualitative and quantitative written analysis
Excellent analytical and critical thinking skills
Strong verbal and written communication skills with ability to explain complex financial information
Proficiency in Microsoft Excel for data analysis and reporting
Familiarity with Generative AI tools for research, data insights, and general productivity
Bachelor’s degree in Business Administration or Finance
MBA preferred
5-7 years’ experience in banking, insurance or other financial institutions

Benefits

Comp & perks

Competitive compensation
Annual bonus eligibility and/or commission structure opportunities
401(k) discretionary match of up to 6%
Flexible work schedules
Health and wellness benefits
Paid time off for vacation, illness, Birthday Day Off and Volunteer Day Off
Tuition Reimbursement
Family care resources, including fertility and adoption benefits
Work-life balance resources and support
Equal opportunity and inclusive workplace