Senior Life Underwriting Consultant

Allianz

. Assess medical and financial risk for routine and complex cases up to $5,000,000 sign-off authority .

Posted 11/2/2026full-timeRemote • Minnesota • United StatesSenior💰 $93,000 - $126,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in assessing medical and financial risk for underwriting decisions, with a strong ability to communicate effectively with distribution partners and mentor junior staff. Proficient in utilizing system applications and artificial intelligence tools for risk assessment documentation.

Highest-signal resume keywords

Life Underwriting ExperienceRisk Assessment SkillsCommunication SkillsMentoring ExperienceArtificial Intelligence Tools Proficiency

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Medical Risk AssessmentFinancial Risk AssessmentUnderwriting Decision MakingReviewing Medical RecordsDocumenting Underwriting Decisions

Soft Skills

Effective CommunicationMentoringPresentation Skills

Tools & Technologies

System ApplicationsArtificial Intelligence Tools

Industry Keywords

Life InsuranceLong Term Care UnderwritingRisk Class AssignmentField DistributionAdverse Decision Strategies

About the role

Key responsibilities & impact

Assess medical and financial risk for routine and complex cases up to $5,000,000 sign-off authority
Assign the proper risk class to each case in accordance with company guidelines
Communicate underwriting decisions to producers, FMOs, agents, field distribution, and internal distribution
Educate distribution partners on strategies for presenting adverse decisions, products, requirements, and underwriting philosophy
Correspond with internal and external customers regarding case status, including distribution partners, the medical community, reinsurers, and vendors
Document risk assessment information and underwriting decisions in system applications
Mentor less experienced underwriters and Enterprise Operations employees
Participate in department projects
Travel and deliver presentations at industry events and to distribution partners as needed
Report to the Manager Underwriting

Requirements

What you’ll need

4+ years of experience in life or long term care underwriting
Four-year degree required in business, communications, or medical fields of study, or equivalent work experience
Ability to travel up to 10% for field visits
Legally authorized to work in the U.S. without requiring immigration sponsorship now or in the future
Ability to assess medical and financial risk for routine and complex cases up to $5,000,000 sign-off authority
Ability to review medical records, medical exams, financial documents, telephone interviews, and other underwriting requirements
Ability to use company system applications for risk assessment documentation
Ability to use artificial intelligence tools and resources, including generative AI

Benefits

Comp & perks

Choice of comprehensive medical, dental and vision plan options
Flexible spending and health savings accounts
Tuition reimbursement
Student loan retirement program
Generous annual paid leave
401(k) company match
Life insurance
Award-winning campus with discounted amenities
Onsite health center
Child development center
Fitness facility
Convenience store
Two cafeterias
Employee Resource Groups
Annual incentive program eligibility