Catastrophe Field Property Adjuster

Allstate

. Investigate and confirm facts of loss for advanced homeowner property claims .

Posted 11/9/2026full-timeUnited StatesMid-LevelSenior💰 $65,600 - $120,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing property insurance claims from inspection to resolution, with strong skills in evaluating damages, preparing detailed repair estimates, and negotiating settlements. Proficient in utilizing virtual inspection technologies and ensuring compliance with regulatory standards.

Highest-signal resume keywords

Property Insurance Claims ManagementXactimate Estimate WritingNegotiation SkillsResidential Construction KnowledgeDrone Certification

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims EvaluationDamage AssessmentRepair Estimate PreparationPolicy InterpretationConflict Resolution

Soft Skills

Customer ServiceAnalytical SkillsOrganizational SkillsTime ManagementCommunication Skills

Tools & Technologies

Virtual Inspection TechnologyEmerging Claim TechnologiesMobile TechnologyDrone Technology

Certifications & Qualifications

Adjuster LicenseFAA Part 107 Remote Pilot Certification

Industry Keywords

Homeowner Property ClaimsCatastrophe ResponseRegulatory ComplianceLarge-Loss Property ClaimsConstruction Methods

About the role

Key responsibilities & impact

Investigate and confirm facts of loss for advanced homeowner property claims
Determine coverage, evaluate damages, and adjust and negotiate claims within authority limits
Create, review, and audit comprehensive repair estimates for first-party homeowner claims
Inspect residential properties damaged by wind, hail, water, fire, lightning, and other catastrophic events
Investigate losses, evaluate policy coverage, document damages, and prepare repair estimates
Work directly with customers through the claim resolution process
Use virtual inspection and collaboration technology when field inspections are not possible
Manage claims from initial inspection through final resolution
Interpret policy language and apply coverage across homeowner products
Evaluate settlement alternatives while ensuring regulatory compliance and fair claims practices
Negotiate settlements, issue payments within authority guidelines, and document claim activity
Build relationships with customers, contractors, agents, and internal business partners
Manage claim inventory and prioritize work during catastrophe response events
Utilize inspection technology and emerging tools to support claim investigations and customer service
Complete virtual claim responsibilities, including supplements and reconciliations, between deployments

Requirements

What you’ll need

Experience handling property insurance claims from inspection through final resolution
Knowledge of residential construction methods, repair practices, and property damage assessment
Experience interpreting insurance policies and applying coverage provisions
Familiarity with Xactimate, including estimate writing, sketching, and claim documentation
Experience preparing detailed repair estimates, including complex or large-loss property claims
Farm property claims experience preferred
Ability to evaluate damages and develop estimates exceeding $150,000 when applicable
Experience managing complex claim files and challenging claim scenarios
Strong negotiation, customer service, and conflict-resolution skills
Excellent verbal and written communication skills
Strong analytical, organizational, and time-management skills
Ability to work independently in a fast-paced catastrophe environment
Comfort using mobile technology, virtual inspection tools, and emerging claim technologies
Experience with drone technology or willingness to obtain drone certification and use drone-assisted inspections
Valid driver's license and willingness to travel
Ability and willingness to travel extensively, up to 90%, including overnight travel and extended catastrophe deployments throughout the United States
Availability to work weekends, holidays, extended hours, and varying schedules during catastrophe events
Ability to safely carry and use a 50-pound ladder and access roofs with up to a 6/12 pitch on one- and two-story structures
Ability to safely inspect residential and commercial properties, including damaged structures
Ability to work outdoors in varying weather conditions and catastrophe-affected environments
Ability to obtain and maintain an adjuster license and FAA Part 107 Remote Pilot (Drone) certification within 60 days of hire if required
Minimum internet speed of 50 Mbps download and 5 Mbps upload
Dedicated, private home workspace with appropriate desk and seating
Authorization to work in the United States; visa sponsorship is not provided

Benefits

Comp & perks

Laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement for eligible work-from-home employees
Training, testing support, and guidance for adjuster licensing and FAA Part 107 Remote Pilot certification
Provisional four-day weekend following four consecutive weeks of deployment, based on operational needs