Desk Property Adjuster – Lender Placed Claims

Allstate

. Support insurance and claims operations for Lender-Placed and Real Estate Owned (REO) property insurance programs .

Posted 10/22/2026full-timeRemote • United StatesMid-LevelSenior💰 $50,000 - $82,500 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in investigating property claims, analyzing policy and loan documentation, and evaluating coverage and damages. Proficient in identifying fraud indicators and making informed claim decisions while delivering exceptional customer service.

Highest-signal resume keywords

Property Claims InvestigationPolicy AnalysisRecorded Statements ConductingCoverage EvaluationXactimate Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims ResolutionFraud DetectionSubrogation AnalysisResidential Construction KnowledgeCustomer Needs Identification

Soft Skills

Exceptional Customer ServiceAttention to DetailAnalytical Thinking

Tools & Technologies

Company SystemsInsurance Technology

Certifications & Qualifications

Active Adjuster LicenseResident Producer License

Industry Keywords

Lender-Placed InsuranceReal Estate Owned (REO)Insurance PoliciesIndustry Practices

About the role

Key responsibilities & impact

Support insurance and claims operations for Lender-Placed and Real Estate Owned (REO) property insurance programs
Partner with internal teams, lenders, servicers, and business partners to deliver timely claim resolution and exceptional customer service
Investigate homeowner first-party claims, including coverage, damages, and subrogation, with limited discretion
Analyze policy and loan documentation
Conduct recorded statements
Evaluate coverage and verify damages
Identify potential fraud indicators and determine subrogation or fraud potential
Make sound claim decisions
Recognize and identify key components of residential construction and repair
Identify customer needs and address them using appropriate customer service skills
Use company systems and technology
Apply knowledge of insurance policies, industry practices, and organizational relationships

Requirements

What you’ll need

Experience investigating property claims
Experience analyzing policy and loan documentation
Experience conducting recorded statements
Experience evaluating coverage and verifying damages
Ability to identify potential fraud indicators and make sound claim decisions
Experience with Xactimate strongly preferred
Active adjuster license, or ability to obtain licensure through reciprocity in applicable states, highly desired
Must possess authorization to work in the United States
Current active insurance license holders must terminate all existing appointments before onboarding and may not hold outside appointments during employment
Resident producer license holders seeking an adjuster role must surrender that license when instructed
Dedicated, private home workspace free from distractions
Reliable internet with minimum speeds of 50 MB download and 5 MB upload

Benefits

Comp & perks

$1,000 Licensing Sign on Bonus may be available for applicable active licenses
Comprehensive technology setup including a laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement for employees eligible to work from home