Field Property Adjuster

Allstate

. Investigate and confirm facts of loss for homeowners claims .

Posted 10/8/2026full-timeNew York City • New York • United StatesMid-LevelSenior💰 $53,500 - $111,550 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in investigating and managing complex homeowner claims, including mastery of estimating fundamentals and regulatory compliance. Proficient in negotiating settlements and ensuring timely resolution while maintaining adherence to company policies and guidelines.

Highest-signal resume keywords

Homeowner Claims ManagementXactimateNegotiation SkillsRegulatory ComplianceProperty Insurance Licenses

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims InvestigationDamage EstimationSettlement NegotiationPolicy InterpretationClaims Adjustment

Soft Skills

Independent WorkPrioritizationCustomer Communication

Certifications & Qualifications

Home Resident Property & Casualty LicenseDesignated Home State LicenseAppraiser License

Industry Keywords

Property ClaimsFirst-Party Homeowner LossesFair Claims PracticesProcess ImprovementInsurance Compliance

About the role

Key responsibilities & impact

Investigate and confirm facts of loss for homeowners claims
Determine coverage, assess damages, and adjust and negotiate claims within authority limits
Manage complex homeowner claims from initial inspection through resolution
Prepare detailed damage estimates to support fair and accurate claim outcomes
Work directly with customers, contractors, and internal partners to ensure timely resolution
Maintain compliance with regulatory and company guidelines
Negotiate settlements, make settlement payments, and document activities in complex files
Interpret company policy types and assist leadership with formal and ad hoc training
Recommend process improvements
Work independently and prioritize responsibilities
No supervisory duties

Requirements

What you’ll need

3 or more years of experience (Preferred)
Experience investigating and managing complex homeowner claims
Mastery of estimating fundamentals for complex first-party homeowner losses
Knowledge of regulatory compliance and fair claims practices
Ability to negotiate settlements and make settlement payments
Mastery of all policy types written by the company
Applicable active insurance licenses may include Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License
Must terminate existing insurance appointments before onboarding and must not hold outside appointments during employment
Applicants with a resident producer license must surrender that license when instructed by the licensing team
Candidates must possess authorization to work in the United States; visa sponsorship is not provided
Dedicated, private home workspace required when working from home
Reliable internet with minimum speeds of 50 MB download and 5 MB upload
Xactimate, negotiation, property claims, property claims management, property damage claims, property insurance claims, and property repairs

Benefits

Comp & perks

$1,000 Licensing Sign on Bonus may be available for applicable active licenses
Comprehensive technology setup including laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement for employees eligible to work from home
Hybrid work arrangement
Incentive pay (commission, bonus, etc.) if applicable