Inside Large Loss Contents Adjuster

Allstate

. Handle escalated claims files involving complex contents or additional living expense damages .

Posted 11/10/2026full-timeRemote • Texas • United StatesJuniorMid-Level💰 $70,000 - $110,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in handling property insurance claims, including conducting coverage investigations, negotiating settlements, and utilizing estimating software like Xactimate. Strong communication skills and the ability to work independently in a fast-paced environment are essential.

Highest-signal resume keywords

Property Insurance Claims HandlingXactimate Estimating SoftwareCoverage InvestigationCustomer Service ExperienceNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims DocumentationDamage EstimationData AnalysisClaims InvestigationPolicy Interpretation

Soft Skills

Clear CommunicationOrganizational SkillsMulti-tasking AbilityIndependent Work

Certifications & Qualifications

Adjuster LicenseAppraiser License

Industry Keywords

Claims SystemComplex ContentsAdditional Living ExpenseHolistic Claim HandlingFast-paced Environment

About the role

Key responsibilities & impact

Handle escalated claims files involving complex contents or additional living expense damages
Conduct coverage investigations and ensure policies are applied correctly
Identify damages and write contents damage estimates
Communicate with customers throughout the claim process
Negotiate claim settlements with customers, vendors, third-party carriers, and claimants
Coordinate with structure adjusters for holistic claim handling
Use data and analytics to influence decision-making
Investigate property claims and interpret policies to determine coverage
Document claim work accurately and timely in the claims system
Work Monday–Friday, 8 am–5 pm, with rotational Saturday duty and occasional extended hours
Complete virtual training and participate in ongoing mentoring, coaching, and development

Requirements

What you’ll need

Reside in the Central Time Zone
2+ years of previous experience handling property insurance claims preferred
Prior experience using estimating software like Xactimate for complex contents estimating preferred
Value providing an effortless customer service experience
Ability to work independently from home
Organized and able to multi-task in a fast-paced environment
Clear and professional written and verbal communication
This position is not available for Alaska, California, Hawaii, Washington, and Puerto Rico residents
Must submit to a background investigation
May be required to obtain an adjuster and/or appraiser license within 60 days of hire
Dedicated, private workspace free from distractions with appropriate desk and seating
Reliable internet with minimum speeds of 50 MB download and 5 MB upload
Allstate generally does not sponsor individuals for employment-based visas for this position

Benefits

Comp & perks

Competitive pay with needed support for continuous development and career advancement
Flexibility in scheduling
Time off policy supporting work/life balance
Healthcare benefits from Day 1 of employment
401K/pension
Education reimbursement
Initial and ongoing training
Comprehensive technology setup, including a laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement to help offset internet costs
$1000 Licensing Sign on Bonus may be available for applicable active licenses