Inside Property Desk Adjuster

Allstate

. Investigate and evaluate homeowners property claims from start to finish .

Posted 10/13/2026full-timeRemote • United StatesMid-LevelSenior💰 $53,500 - $104,100 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing the entire claims lifecycle for homeowners' property claims, including proficiency in Xactimate and a strong foundation in claims handling. Possesses a deep understanding of residential construction, insurance policies, and effective customer communication.

Highest-signal resume keywords

Property Desk Adjuster ExperienceProficiency In XactimateClaims Handling ExpertiseActive Adjuster LicenseKnowledge Of Residential Construction

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims HandlingXactimate ProficiencySubrogation ManagementDamage AssessmentNegotiation Skills

Soft Skills

Customer ServiceClear CommunicationProblem Solving

Certifications & Qualifications

Active Adjuster License

Industry Keywords

Homeowners ClaimsInsurance PoliciesResidential ConstructionFraud DetectionAdditional Living Expense Claims

About the role

Key responsibilities & impact

Investigate and evaluate homeowners property claims from start to finish
Confirm facts of loss and determine coverage
Assess damages and negotiate settlements within assigned authority
Manage the entire claim lifecycle, including supplements, Additional Living Expense claims, contents, and personal property losses
Communicate clearly and timely with customers throughout the claims process
Handle all aspects of Homeowners first-party claims, including coverage, damages and subrogation
Partner with fraud and subrogation representatives to achieve the best outcome
Recognize key components of residential construction and repair
Identify customer needs and provide appropriate customer service
Determine subrogation or fraud potential and how to handle it
No supervisory duties

Requirements

What you’ll need

Experienced Property Desk Adjuster preferred
Proficiency in Xactimate
Strong foundation in claims handling, including supplements, ALE, contents and full claim ownership
Experience handling claims in both field and desk settings strongly preferred
Active adjuster license or a license that qualifies for reciprocity in applicable states strongly preferred
Knowledge of residential construction and repair, including structural integrity and home systems
Broad understanding of insurance policies, the insurance industry, and organizational relationships
Must possess authorization to work in the United States
Individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold outside appointments during employment
Applicants with a resident producer license must formally surrender that license when instructed by the licensing team
Dedicated, private workspace free from distractions when working from home
Reliable internet with minimum speeds of 50 MB download and 5 MB upload

Benefits

Comp & perks

$1,000 Licensing Sign on Bonus if eligible and holding applicable active licenses
Comprehensive technology setup including a laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement for employees eligible to work from home
Remote work arrangement