Large Loss Adjuster

Allstate

. Grant settlement authority on highly complex claims valued above Market Claim Office and Regional Claim Office limits .

Posted 11/10/2026full-timeRemote • United StatesMid-LevelSenior💰 $85,000 - $145,075 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in managing complex, high-exposure claims and navigating intricate liability issues while providing oversight and recommendations on large loss cases. Strong investigative, negotiation, and risk assessment skills are essential for effective claim resolution and collaboration with various stakeholders.

Highest-signal resume keywords

Large Loss Claims ManagementComplex Liability NavigationLitigation ManagementInvestigative SkillsNegotiation Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Claims AnalysisRisk AssessmentFile ReviewData AnalysisCoverage Review

Soft Skills

CollaborationCommunication

Certifications & Qualifications

Resident Producer License

Industry Keywords

Claims Settlement AuthorityDisputed LiabilityClosed Without PaymentCatastrophic InjuriesInsurance Appointments

About the role

Key responsibilities & impact

Grant settlement authority on highly complex claims valued above Market Claim Office and Regional Claim Office limits
Recommend whether cases with gross exposure above Market Claim Office authority should proceed to trial
Provide general oversight of large losses for assigned CSAs
Provide discretionary referrals on coverage issues, opinions, and research
Approve Closed Without Payment requests involving disputed liability and values above Field authority
Perform file reviews for complex projects and litigation cases
Analyze data and report findings
Review cases to determine whether Closed Without Payment is appropriate based on gross tort value exposure
Support the Field with discretionary referrals on complex coverage issues
Engage Home Office Claim litigation for involvement and direction as needed
Review coverage, liability, and damages on highly complex cases referred for authorization
Collaborate with Field leadership on next steps, feedback, and direction
Share experience and trends with Frontline Performance Experts, Frontline Performance Leaders, and Claim Process Specialists
Work with Product, Protection, Law, and Claims on new products introduced to the Field and sales force
Develop Claim Bulletins covering new forms and endorsements affecting claim-handling practices
Manage complex, high-exposure claims, including rejected tenders and extra-contractual exposure claims
Handle claims involving severe injuries such as catastrophic impairments, amputations, comas, and fatalities
No supervisory duties

Requirements

What you’ll need

Prior experience handling large loss claims
Experience navigating complex liability issues
Experience managing litigation through resolution
Strong investigative skills
Strong negotiation skills
Strong risk assessment skills
Must terminate all existing insurance appointments before onboarding if currently holding an active insurance license
Must not hold any outside insurance appointments during employment
Applicants with a resident producer license must formally surrender that license when instructed by the licensing team
Must be authorized to work in the United States
Must have a dedicated, private workspace free from distractions when working from home
Reliable internet with minimum speeds of 50 MB download and 5 MB upload

Benefits

Comp & perks

Comprehensive technology setup including a laptop, monitors, headset, keyboard, and mouse
Monthly connectivity reimbursement for employees eligible to work from home